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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7806 S Chipper Trl , Panama City Beach, FL 32413
$117,500
Est. Payment: $649.17/mo
1.37 Acres
Status: Active | Days on site: 47
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PLFC - B12243
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

1.37-Acre Premium Homesite in RiverCamps - Build Your Dream Home! Discover the perfect canvas for your custom home on this expansive 1.37-acre corner lot in the exclusive RiverCamps at Crooked Creek community in Panama City Beach. Bring your vision to life or save time and money by taking advantage of already completed architectural plans from the Seller! This private residential community and wildlife sanctuary is truly one-of-a-kind and was designed with nature and water lovers in mind. Rivercamps is bordered by three sides of water with access to Crooked Creek, West Bay, and the Gulf. Over two thirds of the land is devoted to conservation. Residents enjoy the peace and quiet of 1,500 acres of woodlands preserve with less than 450 homesites. Enjoy unmatched amenities like unlimited use of kayaks and canoes for exploring, scenic nature trail system, fishing, campgrounds, resort style community pool, and dry boat storage and day-slips. Conveniently located 10 minutes from the NW Florida International Beaches Airport and 10 miles from white sandy beaches.
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Highlights

Listed by Wendy Wiggins , 850-225-5102 1 Percent Lists Florida Coast , 850-376-3865. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
1.37

HOA Fee

830.59 Quarterly

County

Bay

Area

04 - Bay County - North

 Neighborhood

Rivercamps On Crooked Creek

Listing ID

792814

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Interior Features

Exterior Features

Lot Dimensions:160x263x348x220
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$649
Taxes
$105
HOA
$831

Home Price

$117,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$23,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$649.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $649.17 $105.18 $830.59 $1,584.94
Yearly $7,790.05 $1,262.14 $9,967.08 $19,019.27
Total $233,701.41 $37,864.20 $299,012.40 $570,578.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS