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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7524 Morning Marsh Trl , Panama City Beach, FL 32413
$129,000
Est. Payment: $712.71/mo
1.31 Acres
Status: Active | Days on site: 34
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Harrison Lilly Team
Owner/Operator

House Description

1.3-acre Lot on a paved road in the gated, waterfront community of RiverCamps in Panama City Beach! Located within walking distance to West Bay and the extensive community trail system consisting of over 7 miles of connected trails and boardwalks. Perfect for hiking, biking or a casual golfcart ride. Bring your own builder or listing agent can you put in touch with an experienced designer/builder who knows and builds in RiverCamps. There is no build-out time, and you can start enjoying the world class amenities immediately. Community boat ramp with direct access to Crooked Creek, West Bay, the Intracoastal waterway and a short 30-minute boat ride to the Gulf. Day use boatslips, dry boat storage and wash basins. Zero-entry pool and pavilion. Brand new fitness center and outfitter room. Basketball and picket ball courts. RiverCamps is conveniently located close to the NW Florida Beaches International Airport, soon to be completed Publix grocery and an adjacent 450.000 sq ft retail space, new hospital and medical campus and the white sandy beaches. Close to everything yet far from the traffic and crowds.

Highlights

Listed by Kammy Landavazo , 850-332-4567 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
1.31

HOA Fee

830.59 Quarterly

County

Bay

Area

04 - Bay County - North

Neighborhood

Rivercamps On Crooked Creek

Listing ID

794993

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Interior Features

Water:Community/Coop

Exterior Features

Lot:Paved
Lot Dimensions:Irregular
Zoning:Resid Single Family
Sewer:Community/Coop Sewer
Principal Interest
$713
Taxes
$86
HOA
$831

Home Price

$129,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$25,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$712.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $712.71 $86.16 $830.59 $1,629.46
Yearly $8,552.48 $1,033.94 $9,967.08 $19,553.50
Total $256,574.31 $31,018.20 $299,012.40 $586,604.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS