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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7522 Morning Marsh Trl , Panama City Beach, FL 32413
$119,900
Est. Payment: $662.43/mo
1.14 Acres
Status: Active | Days on site: 145
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BSA2 - B12627,B2358
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to an exceptional opportunity in the gated waterfront community of RiverCamps. This vacant lot is the perfect canvas to build your custom dream home in a setting defined by natural beauty and coastal tranquility. Positioned among preserved conservation land and scenic marsh surroundings, this homesite provides a peaceful, private atmosphere with frequent wildlife sightings and stunning natural views. Grab a bike or put on some sneakers and head over to the miles of trails that run parallel to the bay, just minutes from this lot. RiverCamps is renowned for its exceptional amenities, including a pool overlooking the bay, boat ramp and storage, day-use boat slips, and future fitness center. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway, all ideal for boating, fishing, kayaking, and exploring the natural beauty of the Florida Panhandle. Conveniently located near the best of Panama City Beach: new hospital, shopping at Pier Park, dining, a 10 minute drive to the beach, and less than 30 minutes to 30A. Select your own builder and customize your dream home on your own terms. Builder plans and Survey available upon request.

Highlights

Listed by Madison Maynard , 470-330-0300 and Sheryl Lewis , 770-316-3334 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
1.14

HOA Fee

830.59 Quarterly

County

Bay

Area

04 - Bay County - North

Neighborhood

Rivercamps On Crooked Creek

Listing ID

789663

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:103x110x125x131x200x191
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$662
Taxes
$86
HOA
$831

Home Price

$119,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$23,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$662.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $662.43 $86.17 $830.59 $1,579.19
Yearly $7,949.16 $1,034.00 $9,967.08 $18,950.24
Total $238,474.88 $31,020.00 $299,012.40 $568,507.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS