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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7515 Morning Marsh Trl , Panama City Beach, FL 32413
$335,000
Est. Payment: $1,850.83/mo
1.25 Acres
Status: Active | Days on site: 47
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PBPEC - B1571
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

MOTIVATED SELLER! PRIME 1.25 ACRE WATERFRONT HOMESITE! BUILD YOUR DREAM HOME AND ENJOY AMAZING VIEWS OF WEST BAY! Rivercamps is a gated, waterfront community consisting of 1,500 acres with less than 450 homesites. One thousand acres of committed conservation land. This prime homesite overlooks the waters of Crooked Creek, West Bay and the Intercoastal Waterway. Located just 10 miles from the pristine beaches of Panama City Beach, this site is for those who enjoy nature and an active lifestyle. Rivercamps features over 7 miles of connected trails and boardwalks for walking, running, hiking or biking. RIde your golf cart to the new waterfront Clubhouse with pool and pavillion. Other amenities include two pickle ball courts, a basketball court and a 600 foot dock, There are also kayaks, canoes and padde boards for owners use. A community boat ramp feeds into Crooked Creek and West Bay providing direct access to Shell Island, the Gulf and the Intracoastal Waterway. Dry boat storage, and day use boat slips are also available. The NW Florida Beaches International Airport is a short drive away. This community is a great value. Don't wait!
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Highlights

Listed by Mary Stephens , 850-974-2709 Prestigious Beach Properties of The Emerald Coast LLC , 850-974-2709. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
1.25

HOA Fee

830.59 Quarterly

County

Bay

Area

04 - Bay County - North

 Neighborhood

Rivercamps On Crooked Creek

Listing ID

794369

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Interior Features

Other:
  • ▪ Additional:Owner Only, Pets Allowed

Exterior Features

Lot:Paved
Lot Dimensions:116' x 345' x 322' x 195'
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$1,851
Taxes
$150
HOA
$831

Home Price

$335,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,850.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,850.83 $150.41 $830.59 $2,831.83
Yearly $22,209.92 $1,804.94 $9,967.08 $33,981.94
Total $666,297.63 $54,148.20 $299,012.40 $1,019,458.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS