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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6407 Sawgrass Marsh Ln , Panama City Beach, FL 32413
$899,000
Est. Payment: $4,966.85/mo
3 Bed
4 Bath
2576 Sqft
0.54 Acres
Status: Active | Days on site: 9
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 6407 Sawgrass Marsh Ln., a beautifully maintained 2022-built home in the gated waterfront community of RiverCamps. With 2,576 square feet, this 3-bedroom, 3.5 bath home offers a thoughtful layout, comfortable living spaces, and plenty of room to enjoy the Florida Panhandle lifestyle. The main floor features a spacious primary suite tucked privately away from the second bedroom. Bedroom #2 includes its own exterior entrance, making it an ideal space for guests, extended family, or a private retreat. Upstairs, you'll find the third bedroom with its own full bath, along with a dedicated office and a view deck where you can enjoy beautiful sunrises and sunsets. The open kitchen features white shaker-style cabinetry, quartz countertops, a center island, and stainless-steel appliances. All appliances convey, including the Maytag washer and dryer. Additional features include a ground-to-main-floor lift, tankless Rinnai on-demand water heater, UV air filtration system, and a fenced pet area. Situated on a quiet .54-acre cul-de-sac lot, the home is within walking distance of West Bay and RiverCamps' extensive 7+ mile trail and boardwalk system. RiverCamps encompasses approximately 1,500 acres, with fewer than 450 homesites spread across 500 acres and approximately 1,000 acres dedicated to conservation. It's a natural setting designed for those who enjoy boating, hiking, fishing, wildlife, and the outdoors. Residents have access to a community boat ramp leading directly into Crooked Creek and West Bay, with St. Andrews Pass and the Gulf of Mexico approximately a 30-minute boat ride away. The Intracoastal Waterway also provides access to Choctawhatchee Bay. Additional amenities include day-use boat slips, boat wash basins, dry boat storage, a zero-entry pool and pavilion, a fully equipped fitness center, pickleball courts, and a basketball court. Conveniently located just outside the gates is the 79 corridor, with a new Publix grocery store planned approximately 2 miles away and more than 500,000 square feet of additional planned retail space. Northwest Florida Beaches International Airport is approximately 10 minutes away, along with the new FSU Health Acute Care facility and future medical campus. The white-sand beaches of Panama City Beach and Pier Park are approximately 10 miles away. Come experience the privacy, natural beauty, and amenities that make RiverCamps such a special place to call home.

Highlights

Listed by Kammy Landavazo , 850-332-4567 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.54

HOA Fee

830.59 Quarterly

Year Built

2022

County

Bay

Area

04 - Bay County - North

Neighborhood

Rivercamps On Crooked Creek

Listing ID

795901

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Range, Ice Maker, Tankless Water Heater, Air Purifier
Air Cond:Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:Irregular
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$4,967
Taxes
$372
HOA
$831

Home Price

$899,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$179,800
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Monthly Price:
$4,966.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,966.85 $372.01 $830.59 $6,169.45
Yearly $59,602.15 $4,464.13 $9,967.08 $74,033.36
Total $1,788,064.38 $133,923.90 $299,012.40 $2,221,000.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS