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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6311 River House Dr , Panama City Beach, FL 32413
$179,000
Est. Payment: $988.95/mo
0.52 Acres
Status: Active Under Contract | Days on site: 229
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PLFC - B12243,B11056
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Harrison Lilly Team
Owner/Operator

House Description

Currently Under Contract, Seller accepting back up offers. Capture breathtaking unobstructed views of Crooked Creek from this rare premium homesite in RiverCamps. Lot 127 is ideally positioned to take full advantage of the surrounding waterfront scenery, offering an exceptional opportunity to build a custom home in one of Panama City Beach's most sought-after gated communities. This homesite features paved road access to the property line -- no gravel roads -- and is located just steps from some of the community's best amenities, including the resort-style pool, day-use boat slips, community pier, playground, and a new fitness center currently underway. Seller's custom home plans and renderings can be included (structural engineering will need to be completed to current code). RiverCamps spans 1,500 acres with over 1,000 acres dedicated to conservation and fewer than 450 total homesites, creating a private, nature-rich setting. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway with a private boat ramp, dry boat storage, and on-site boat launch access. Additional amenities include seven miles of trails and boardwalks, pickleball and basketball courts, and a creekside campground with bathhouse. Situated just 10 minutes from Northwest Florida Beaches International Airport, approximately 10 miles from Pier Park and the Gulf's white-sand beaches, five miles from the new medical plaza, and two miles from a recently announced Publix-anchored retail development. Build your dream home and enjoy waterfront living, boating, and nature at its finest.

Highlights

Listed by Wendy Wiggins , 850-225-5102 1 Percent Lists Florida Coast , 850-376-3865. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.52

HOA Fee

830.59 Quarterly

County

Bay

Area

04 - Bay County - North

Neighborhood

Rivercamps On Crooked Creek

Listing ID

784417

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:66.6x150x147x42
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$989
Taxes
$154
HOA
$831

Home Price

$179,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$35,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$988.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $988.95 $154.33 $830.59 $1,973.87
Yearly $11,867.39 $1,852.00 $9,967.08 $23,686.47
Total $356,021.72 $55,560.00 $299,012.40 $710,594.12

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS