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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5801 Thomas Dr Unit 907 , Panama City Beach, FL 32408
$419,900
Est. Payment: $2,129.43/mo
2 Bed
2 Bath
1144 Sqft
Status: active with contingency | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT SELLER WILL CONSIDER BACK UP OFFERS - Rental projections between $50,000 and $60,000+! Ranked among Airbnb's Top 5% of eligible homes based on guest ratings, reviews, and reliability, this beautifully maintained Gulf front condo offers the perfect combination of proven rental appeal, coastal comfort, and long term potential. Thoughtfully cared for by the same family while continuing to welcome vacation guests, this fully furnished 2 bedroom, 2 bathroom condo has the warm, inviting atmosphere that makes it feel like a true home at the beach rather than just another rental. Located on the 9th floor of Regency Towers, this turnkey condo offers 1,144 square feet of comfortable living space, a desirable split bedroom floor plan, and beautiful Gulf views from the private balcony. Whether you are searching for a primary residence, second home, or income producing vacation rental, this property offers the flexibility to enjoy it personally while continuing its established rental use. Regency Towers is one of Panama City Beach's most established Gulf front communities, offering two Gulf front pools, a hot tub, The Sandbar poolside café and bar, a fitness center, game room, owners lounge, grilling areas, covered parking, gated security, private beach access, beach service, and on site management. Short term rentals are permitted, creating an excellent opportunity for both personal enjoyment and investment. Conveniently located near St. Andrews State Park, marinas, waterfront dining, shopping, entertainment, and some of Panama City Beach's most popular attractions, this condo places owners and guests close to everything while still offering the comfort of a well cared for coastal retreat. Already recognized among Airbnb's Top 5% of eligible homes, this condo has established a strong reputation with guests while maintaining the cozy, welcoming feel buyers appreciate. Schedule your private showing today and discover why this inviting Gulf front condo stands out at Regency Towers.

Highlights

Listed by Issabella C Marsh , 850-730-4118 Florida Realty Experts , 850-919-4663. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2546.3 Quarterly

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Regency Towers

Listing ID

792216

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Single Family
Roof:Flat
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$2,129
Taxes
$307
HOA
$2,546

Home Price

$419,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$83,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,129.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,129.43 $306.61 $2,546.30 $4,982.34
Yearly $25,553.19 $3,679.31 $30,555.60 $59,788.10
Total $766,595.66 $110,379.30 $916,668.00 $1,793,642.96

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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