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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5801 Thomas Dr Unit 814 , Panama City Beach, FL 32408
$469,000
Est. Payment: $2,591.16/mo
2 Bed
2 Bath
1144 Sqft
Status: Pending | Days on site: 266
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IRLLC - B12660,B11845
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Harrison Lilly Team
Owner/Operator

House Description

OPEN HOUSE! FRI. 3/6 FROM 10AM-1PM. Experience effortless beachfront living in Regency Towers Unit 814, a beautifully updated 2-bedroom, 2-bath Gulf-front condo on the desirable east end of Panama City Beach. Located on the 8th floor, this residence welcomes you with sweeping shoreline views and a bright, open layout designed for coastal comfort. The modern kitchen features quartz countertops, soft-close cabinetry, and a clean, contemporary design that flows into the spacious living area. Large sliding glass doors frame the Gulf and open to your private balcony--an ideal spot for enjoying morning coffee, sunsets, and the sound of the waves. The Gulf-facing primary bedroom offers direct balcony access and an upgraded en-suite bathroom with a tiled walk-in shower. A second bedroom and full bath provide comfortable accommodations for guests or family, with plenty of flexibility for personal style and use. Regency Towers offers an impressive array of amenities, including two beachfront pools, a hot tub, fitness center, game room, picnic and grilling areas, and direct beach access, all within a gated community with 24-hour security. Conveniently located near St. Andrews State Park, marinas, popular restaurants, and local attractions, this condo delivers the perfect blend of coastal living, comfort, and convenience on the Emerald Coast.

Highlights

Listed by Travis Mattair , 509-250-3111 Innerscope Realty LLC , 509-250-3111. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2546.31 Quarterly

Year Built

1975

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Regency Towers

Listing ID

783367

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot Dimensions:N/A
Parking Features:No Garage,Paved,Parking Lot,Gated
Principal Interest
$2,591
Taxes
$365
HOA
$2,546

Home Price

$469,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$93,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,591.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,591.16 $365.17 $2,546.31 $5,502.63
Yearly $31,093.89 $4,382.00 $30,555.72 $66,031.61
Total $932,816.68 $131,460.00 $916,671.60 $1,980,948.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:14:18.000Z

© 2026 Bay County Association of REALTORS