Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

5801 Thomas Dr Unit 712 , Panama City Beach, FL 32408
$415,000
Est. Payment: $2,292.82/mo
2 Bed
2 Bath
1144 Sqft
Status: Pending | Days on site: 15
Get Pre-Qualified
LPA - B11443,B11845
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to Regency Towers 712, a beautifully maintained beachfront condo located on the highly sought after East End of Panama City Beach. This fully furnished 2 bedroom 2 bathroom condo is 100% turnkey and rental ready, making it an excellent opportunity for investors, second home buyers, or those seeking their own piece of paradise on the Emerald Coast. Positioned on a lower floor for convenient access, this beachfront unit offers stunning Gulf views and the opportunity to enjoy both breathtaking sunrises and sunsets from your private balcony. The spacious primary suite features a king size bed, private balcony access, and beautiful Gulf views. The guest bedroom is thoughtfully designed with two sets of bunk beds, maximizing sleeping capacity and rental potential. Comfortably accommodating up to 8 guests, this condo is currently enrolled in Regency Towers' on-site rental program and is ready to continue generating income from day one. Regency Towers is one of Panama City Beach's most beloved beachfront communities, offering an exceptional lineup of amenities including 24-hour security, two Gulf front swimming pools (one heated seasonally), an indoor hot tub, fitness center, game room, owner's lounge, picnic area, private beach access, and the popular on-site Sandbar restaurant available to owners and guests. Located on the desirable East End of Panama City Beach, you'll be just minutes from local favorites including Schooners, Patches Pub, Captain Jack's, Captain Anderson's Marina, and St. Andrews State Park. Whether you're looking for a vacation getaway, investment property, or both, Regency Towers 712 represents the BEST value currently available in the complex. Priced to sell, this beachfront condo offers the perfect combination of location, amenities, rental potential, and coastal lifestyle.

Highlights

Listed by Lexi L Hinson , 229-456-0178 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2546.3 Quarterly

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Regency Towers

Listing ID

791769

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0 x 0
Zoning:Resid Multi-Family
Roof:Flat
Sewer:Public Sewer
Principal Interest
$2,293
Taxes
$307
HOA
$2,546

Home Price

$415,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,292.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,292.82 $306.61 $2,546.30 $5,145.72
Yearly $27,513.78 $3,679.31 $30,555.60 $61,748.69
Total $825,413.48 $110,379.30 $916,668.00 $1,852,460.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS