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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5801 Thomas Dr Unit 1319 , Panama City Beach, FL 32408
$449,000
Est. Payment: $2,480.66/mo
2 Bed
2 Bath
1144 Sqft
Status: Pending | Days on site: 129
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Harrison Lilly Team
Owner/Operator

House Description

GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT CONDO. Regency Towers 1319 is a furnished beachfront condo in Panama City Beach, Florida, with a gulf-facing balcony and westward coastline views over the white sand beaches of PCB. The balcony is set up with high-top Polywood furniture, creating an elevated outdoor space for taking in the Gulf views. Inside, the unit features updated windows and sliding glass doors, consistent tile flooring throughout, and a renovated kitchen centered around natural stone countertops with gold-accent details that make a statement. The kitchen also includes stainless steel appliances, updated cabinetry, and a tiled backsplash. The primary bedroom features a king bed, balcony access, and an ensuite bath with a granite-topped vanity and tiled walk-in shower. The guest bedroom includes a full bed and access to its own bath with a tiled tub/shower combination. Additional sleeping space is available with the living room sleeper sofa, allowing the unit to sleep up to eight guests. Fully furnished and turn-key, Regency Towers 1319 is currently on the Regency Towers on-site rental program. Regency Towers has been a favorite Panama City Beach destination for more than 40 years. Located in the South Lagoon area, the gated beachfront community is minutes from St. Andrews State Park, area attractions, and dining options including Captain Jack's, Schooners, and Patches Pub. Community amenities include 24-hour security, ample parking, two beachfront pools, one seasonally heated, a wading pool, indoor hot tub, owners' lounge, fitness center, game room, picnic area with grills, private beach access by boardwalk, and The Sandbar, a recently remodeled on-site dining option open daily from 11 AM to 6 PM. Recent additions to Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge, continue to add to the area's appeal for visitors, owners, and rental guests. HOA dues are currently $2,546.30 per quarter and include water, sewer, trash service, pest control, and access to community amenities. Pets are not permitted under current association rules. Assistance animals are governed by applicable law and association procedures. All information is deemed reliable but not guaranteed; buyer to verify if important.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2546.3 Quarterly

Year Built

1975

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Regency Towers

Listing ID

789342

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,481
Taxes
$305
HOA
$2,546

Home Price

$449,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,480.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,480.66 $304.75 $2,546.30 $5,331.71
Yearly $29,767.92 $3,657.00 $30,555.60 $63,980.52
Total $893,037.72 $109,710.00 $916,668.00 $1,919,415.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS