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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5801 Thomas Dr Unit 1305 , Panama City Beach, FL 32408
$299,000
Est. Payment: $1,516.47/mo
1 Bed
2 Bath
916 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

HIGH FLOOR. CORNER UNIT. UNOBSTRUCTED COASTLINE VIEWS. Regency Towers 1305 is a one-bedroom, one-and-a-half-bathroom Gulf-Front condominium in Panama City Beach, Florida, offering westward views across the white-sand beaches and coastline of PCB. The corner layout places the view at the center of the experience, with an additional coastline-facing window in the living room, a Gulf-facing sliding glass door leading to the balcony, and separate balcony access from the bedroom. Wake up to views extending down the coastline directly from the bed. The bedroom includes an en-suite full bathroom, while the additional half bathroom includes a stackable washer and dryer. The interior is ready for renovation, creating an opportunity to acquire one of the building's most distinctive high-floor vantage points and remodel the unit according to your preferred style. The flooring can be replaced. The furniture can be replaced. But this view cannot be replaced the HVAC is from 2015 and the water heater is from 2019. Regency Towers has been a Panama City Beach destination for more than 40 years. Located in the South Lagoon area, this gated beachfront community is near St. Andrews State Park, area attractions, and dining options including Captain Jack's, Schooners, and Patches Pub. Community amenities include 24-hour security, on-site parking, two beachfront pools with one seasonally heated, a wading pool, indoor hot tub, owners' lounge, fitness center, game room, picnic and grilling area, private beach access by boardwalk and The Sandbar, a recently remodeled on-site dining option currently open daily from 11 AM to 6 PM. Additional Panama City Beach attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are currently $2,546.30 per quarter and include water, sewer, trash service, pest control, and access to community amenities. HVAC: 2015. Water heater: 2019. Pets are not permitted under current association rules. Assistance animals are governed by applicable law and association procedures. All information is deemed reliable but not guaranteed; buyer to verify if important.

Highlights

Listed by Alice de La Penha , and Sean P Casilli , 850-771-7731 Coldwell Banker Realty , 850-234-6696. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Bay

Area

27 - Bay County

Neighborhood

Regency Towers

Listing ID

1009017

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Range Hood, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony
Sewer:Community Sewer
Principal Interest
$1,516
Taxes
$258
HOA
$0

Home Price

$299,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,516.47 $258.46 $0.00 $1,774.93
Yearly $18,197.66 $3,101.47 $0.00 $21,299.13
Total $545,929.77 $93,044.10 $0.00 $638,973.87

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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