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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5801 Thomas Dr Unit 712 , Panama City Beach, FL 32408
$415,000
Est. Payment: $2,104.80/mo
2 Bed
2 Bath
1144 Sqft
Status: pending | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Regency Towers 712, a beautifully maintained beachfront condo located on the highly sought after East End of Panama City Beach. This fully furnished 2 bedroom 2 bathroom condo is 100% turnkey and rental ready, making it an excellent opportunity for investors, second home buyers, or those seeking their own piece of paradise on the Emerald Coast. Positioned on a lower floor for convenient access, this beachfront unit offers stunning Gulf views and the opportunity to enjoy both breathtaking sunrises and sunsets from your private balcony. The spacious primary suite features a king size bed, private balcony access, and beautiful Gulf views. The guest bedroom is thoughtfully designed with two sets of bunk beds, maximizing sleeping capacity and rental potential. Comfortably accommodating up to 8 guests, this condo is currently enrolled in Regency Towers' on-site rental program and is ready to continue generating income from day one. Regency Towers is one of Panama City Beach's most beloved beachfront communities, offering an exceptional lineup of amenities including 24-hour security, two Gulf front swimming pools (one heated seasonally), an indoor hot tub, fitness center, game room, owner's lounge, picnic area, private beach access, and the popular on-site Sandbar restaurant available to owners and guests. Located on the desirable East End of Panama City Beach, you'll be just minutes from local favorites including Schooners, Patches Pub, Captain Jack's, Captain Anderson's Marina, and St. Andrews State Park. Whether you're looking for a vacation getaway, investment property, or both, Regency Towers 712 represents the BEST value currently available in the complex. Priced to sell, this beachfront condo offers the perfect combination of location, amenities, rental potential, and coastal lifestyle.

Highlights

Listed by Nathan R Lawrence , 850-250-3701 Legacy Premier Agency LLC , 850-250-3701. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Bay

Area

27 - Bay County

Neighborhood

Regency Towers Condo

Listing ID

1006195

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$2,105
Taxes
$307
HOA
$0

Home Price

$415,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,104.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,104.80 $306.61 $0.00 $2,411.41
Yearly $25,257.62 $3,679.31 $0.00 $28,936.93
Total $757,728.61 $110,379.30 $0.00 $868,107.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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