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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5801 Thomas Dr Unit 1216 , Panama City Beach, FL 32408
$549,000
Est. Payment: $3,033.15/mo
2 Bed
2 Bath
1144 Sqft
Status: Active | Days on site: 28
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Harrison Lilly Team
Owner/Operator

House Description

Stunning Gulf-Front Condo in Regency Towers, Panama City Beach, FL Fully furnished, rental-ready, and turnkey, this premium condo boasts over $100,000 in recent updates. Offering a seamless blend of luxury and high-income potential, this property is an exceptional investment or private beachside retreat. Strong rental history is available upon request, with similar less updated units in the building generating $75,000 to $80,000 annually. The building is well managed, with a focus on exceptional guest experience while keeping costs low for owners. Premium Interior Updates: • Chef's Kitchen: Equipped with premium quartz countertops, new soft-close cabinets, a custom tile backsplash, and a dedicated beverage/coffee bar with a built-in mini-fridge. • Upgraded Mechanics: Total peace of mind with a brand-new AC unit (2026), water heater (2023), new high-end stainless appliances, and recently installed heavy-duty hurricane impact windows and doors for premium storm protection and energy efficiency. • Custom Finishes: Durable, stylish ceramic wood-look floor tile flows throughout the entire space, accented by striking custom feature walls. Thoughtful details include a PVC chair rail and PVC corner molding, designed to keep drywall protected from luggage carts at the entryway, around the refrigerator, and on all sheetrock corners. Spacious Accommodations & Views: • Master Suite: Gulf-front views with a luxurious king bed and direct balcony access. • Guest Bedroom: Outfitted with a qu een bed and full-over-full bunk beds. " Living Area: Includes an additional queen pull-out sofa to maximize guest capacity. " Private Balcony: Accessible from both the master bedroom and living room, offering expansive views of the emerald waters and white sands. Resort-Style Amenities: " Pools & Relaxation: Two Olympic-sized pools (one heated year-round), a kiddie pool, an indoor hot tub, and a full-service, poolside bar & grill. " Entertainment & Fitness: On-site fitness center, billiards room, and a community room hosting year-round activities. " Conveniences: Multiple picnic areas with grills, outdoor showers, and highly efficient, well-managed resort operations. Unbeatable Location: Minutes from St. Andrews State Park and the area's top attractions, including Shipwreck Island Waterpark, Topgolf, boat launches, jet ski rentals, and premier dining/entertainment like Dolly Parton's Pirate's Voyage and Tootsie's Orchid Lounge. Schedule your private tour today to experience the World's Most Beautiful Beaches firsthand!

Highlights

Listed by Larell Paradise , 850-775-7617 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1975

County

Bay

Area

27 - Bay County

Neighborhood

Regency Towers Condo

Listing ID

1011613

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Wine Refrigerator, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Lot:Unit Waterfront,Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$3,033
Taxes
$305
HOA
$0

Home Price

$549,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,033.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,033.15 $304.72 $0.00 $3,337.87
Yearly $36,397.75 $3,656.66 $0.00 $40,054.41
Total $1,091,932.53 $109,699.80 $0.00 $1,201,632.33

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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