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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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23011 Front Beach Rd Unit 65 , Panama City Beach, FL 32413
$810,000
Est. Payment: $4,108.17/mo
2 Bed
3 Bath
1062 Sqft
Status: pending | Days on site: 42
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

This FULLY Renovated + FULLY furnished beachfront 2 bedroom 2.5 bathroom unit is sure to impress! Bring cash offers only! Located at Ramsgate Harbour, one of the best kept secrets along the Emerald Coast, the development offers 550 feet of private beachfront access. So there's always ample room for you and your family to relax and enjoy even in peak season! This property showcases two beachfront balconies for endless Gulf Views. This unit conveys as the perfect investment property with rental projections at $72,000 gross per year. The development includes a community pool, covered parking and recent exterior upgrades. The beach service offers beach bonfires, seasonal packages for beach chair rentals as well as kayak and paddle board rentals. Ramsgate Harbour is just minutes away from grocery stores, restaurants, retail shopping at 30Avenue and Pier Park. You are also just five minutes away from Rosemary Beach and Alys Beach. Discover why beachfront living at Ramsgate Harbour is unmatched!
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Highlights

Listed by The Dixon Team , 850-468-0215 30A Homes Sales , 850-517-0007. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Bay

Area

27 - Bay County

 Neighborhood

Ramsgate Harbour Ph 1 Condo

Listing ID

1005509

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Parking Features:Covered
Principal Interest
$4,108
Taxes
$656
HOA
$0

Home Price

$810,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$162,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,108.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,108.17 $656.45 $0.00 $4,764.61
Yearly $49,298.01 $7,877.37 $0.00 $57,175.38
Total $1,478,940.18 $236,321.10 $0.00 $1,715,261.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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