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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2520 Albert Ave , Panama City Beach, FL 32408
$459,990
Est. Payment: $2,541.38/mo
3 Bed
2 Bath
1600 Sqft
0.19 Acres
Status: Active | Days on site: 15
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BIRL - B10788
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Beautiful updated Pool Home. This is an updated 3-bedroom/2 bath home offering everything you need for entertaining. The home includes new flooring, bathrooms, and a new large updated kitchen. The kitchen features stunning quartz countertops, new refrigerator, microwave and plenty of cabinet space and modern fixtures. Both bathrooms have been updated for a spa like feel. HVAC, refrigerator and-irrigation pump installed in 2025. Microwave in 2026. Newer 8 foot back yard fence the end of 2024 and large storage shed in 2025. Installed new pool pump and sand filter valve 9/2026. The real show stopper is the backyard oasis with a huge new paver patio and your own private in ground gunite pool that would be great for large gatherings. Home is in a highly sought after area of Panama City Beach. Close to the beautiful beaches, shopping and dining. Whether you're looking for a primary residence or a rental this home has it all. Measurements are approximate and buyer will need to verify if important. Owner will give access to home. has it all. Measurements are approximate and buyer will need to verify if important.
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Highlights

Listed by Steven Koleno , 804-656-5007 Beycome of Florida LLC , 804-656-5007. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.19

Year Built

1978

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Point Royal Homes Unit 1

Listing ID

794673

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s), Main Level Primary

Exterior Features

Lot Dimensions:75 x 110
Roof:Asphalt
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,541
Taxes
$326

Home Price

$459,990

Loan Details

30 yrs
7.374%

Down Payment

20%
$91,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,541.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,541.38 $325.50 $0.00 $2,866.88
Yearly $30,496.54 $3,906.00 $0.00 $34,402.54
Total $914,896.26 $117,180.00 $0.00 $1,032,076.26

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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