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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Drive 1302a , Panama City Beach, FL 32408
$225,000
Est. Payment: $1,141.16/mo
0 Bed
1 Bath
623 Sqft
Status: active | Days on site: 152
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your perfect coastal escape at Plazas of St. Thomas--a beautifully maintained studio condo designed for effortless beach living and smart investment potential. Ideal for young professionals or savvy buyers seeking a low-maintenance getaway, this turn-key residence offers comfort, style, and an unbeatable location walking distance to the beach and entertainment. Step inside to find clean, modern tile flooring throughout, creating a bright and easy-to-maintain living space that's ready to enjoy from day one. The open studio layout maximizes functionality while maintaining a relaxed, coastal feel. One of the standout features is the private balcony and is one of very few to have a Gulf view, the perfect place to start your morning with the sunrise and coffee, or unwind in the evening while enjoying the coastal breeze and sunset skies. This property also offers boat parking spaces, making it an exceptional choice for boating enthusiasts who want quick access to the water without the hassle of off-site storage. Whether you're searching for a personal beach retreat, a weekend getaway, or a vacation rental investment, this condo checks every box. With its turn-key condition, desirable amenities, and strong rental appeal, this opportunity at the Plazas of St. Thomas offers the ideal blend of lifestyle and income potential near the beach. Don't miss your chance to own a slice of paradise!

Highlights

Listed by Mark Parish , 937-239-4618 Gulf Life Real Estate Inc , 850-699-1996. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1291 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Plazas Of St.Thomas I

Listing ID

786450

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:N/A
Others:
  • Additional:Dock
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$1,141
Taxes
$167
HOA
$1,291

Home Price

$225,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,141.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,141.16 $166.65 $1,291.00 $2,598.81
Yearly $13,693.89 $1,999.84 $15,492.00 $31,185.73
Total $410,816.72 $59,995.20 $464,760.00 $935,571.92

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS