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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Drive 1201-b , Panama City Beach, FL 32408
$189,000
Est. Payment: $958.57/mo
1 Bed
1 Bath
840 Sqft
Status: pending | Days on site: 536
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to unit 1201-B in the Plaza of St. Thomas Square! Walking distance to the new beachfront Tootsies Orchid Lounge NOW OPEN! Steps to the beach and the lagoon. This 1 bedroom, 1 bath condo offers everything you need for a second home or short-term rental investment property. Centrally located in Panama City Beach near many fantastic restaurants, attractions and a short walk to the world's most beautiful beaches. Golf Carts allowed in the parking lot. Owner can have 2 parking spots. Close to Walmart, Dollar General, Aldi, and many other stores! The unit offers a beautifully updated kitchen with stainless steel appliances and granite countertops. Enjoy the natural light from the living room and dining areas. The bedroom is very spacious and has a private balcony entrance. The bathroom offers a double vanity sink and shower/tub combo. There is laundry in the unit as well as an additional closet that would be a fantastic owner's closet if used as a short- term rental. The balcony Is quite large and has endless possibilities! The plaza offers easy access to many great businesses including a European market, several eateries and the Panama City Winery, just to name a few. The community has wonderful amenities including a beautiful pool and pool house with a lagoon view to match. There is a dock on the lagoon that's perfect for launching your paddle boards and kayaks! Take your boat out to the island! Shuffleboard, tennis courts and a fire pit are also on site.

Highlights

Listed by Sam T Holden , 850-896-7306 and Team Holden , 208-590-2224 Sunspot Realty, LLC , 850-234-7151. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1742 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Plazas Of St.Thomas I

Listing ID

768902

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Tile
Others:
  • Additional:Dock
Sewer:Public Sewer
Parking Features:Paved,Parking Lot,Community Structure
Principal Interest
$959
Taxes
$221
HOA
$1,742

Home Price

$189,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$37,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$958.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $958.57 $221.42 $1,742.00 $2,921.99
Yearly $11,502.87 $2,657.00 $20,904.00 $35,063.87
Total $345,086.04 $79,710.00 $627,120.00 $1,051,916.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS