Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

23223 Front Beach Road B3-407 , Panama City Beach, FL 32413
$364,000
Est. Payment: $1,845.95/mo
1 Bed
1 Bath
735 Sqft
Status: active | Days on site: 85
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Where the horizon melts into hues of blue and the rhythm of the tide becomes part of your everyday life, this gulf-front retreat invites you to slow down and savor each moment. From the instant you step inside, a sense of calm washes over you--sunlight spilling across an open-concept living space where the kitchen, dining, and lounge areas flow effortlessly together, all designed for easy coastal living. Just beyond, the bedroom becomes your private escape, where a large window frames endless water views--nature's own ever-changing artwork. Thoughtfully designed with generous storage, including a separate owner's closet, it's a space as practical as it is peaceful. The bath offers a clean, coastal feel with a tiled tub/shower combo and vanity, while the kitchen's crisp white cabinetry and full suite of appliances make everything from morning coffee to sunset dinners feel effortless. A tucked-away washer and dryer add everyday convenience without sacrificing space. But it's the balcony that truly captures your heart. Step outside to your own gulf-front haven, where salty breezes and the sound of rolling waves set the tone. Sip coffee at sunrise or unwind with a glass of wine -- this is coastal living at its finest. Located within the gated community of Pinnacle Port Resort, spanning over 25 acres with more than a quarter mile of pristine beachfront, the lifestyle here is unmatched. Enjoy two pools, tennis courts, a sauna and steam room, fitness center, and a private freshwater dock with boat slips and launch. Even better, association fees cover heating, cooling, and hot water--leaving you with only minimal utility costs. This isn't just a condo--it's your place by the sea, where every day begins and ends with the beauty of the Gulf.

Highlights

Listed by Gene Darden , 205-426-1113 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1977

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Pinnacle Port Phase 1-D

Listing ID

787112

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Multi-Family
Others:
  • Additional:Boat Ramp, Dock
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$1,846
Taxes
$305
HOA
$0

Home Price

$364,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$72,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,845.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,845.95 $305.17 $0.00 $2,151.11
Yearly $22,151.37 $3,662.00 $0.00 $25,813.37
Total $664,541.13 $109,860.00 $0.00 $774,401.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS