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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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23223 Front Beach Road C1-502 , Panama City Beach, FL 32413
$564,000
Est. Payment: $2,860.20/mo
2 Bed
2 Bath
1026 Sqft
Status: active | Days on site: 107
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to the Gated Community of Pinnacle Port Resort in Panama City Beach! Experience a unique blend of relaxation and adventure. You can easily take your kayak into the clear waters of the Gulf or Lake Powell, both just a short walk away. Unwind on the stunning white sandy beaches of this Gulf Front condo and enjoy breathtaking sunsets. Conveniently located just 3 miles from Rosemary Beach and 6 miles from Pier Park, and adjacent to Camp Helen State Park, this gated community is centrally situated to everything! This fully renovated 2-bedroom, 2-bath unit comes fully furnished, making it an ideal spot for personal retreat or a turnkey investment property--or a combination of both! The refrigerator and HVAC unit are less than 4 years old. Last year, the entire interior was renovated at a cost of $55,000, featuring LVP flooring, new furniture, a washer/dryer combo, and remodeled bathrooms (a complete list is available in the documents section). The master suite and living room offer stunning Gulf views, which can also be enjoyed from the kitchen and dining area. The guest bedroom overlooks Lake Powell. The community boasts numerous amenities, including: • Two swimming pools, one heated • Lighted BBQ and Picnic area • Lighted Tennis and Pickleball courts • Seasonal onsite snack bar and grill • Sauna/steam room • Bocci Ball Court • Shuffleboard • Fitness room • Private freshwater dock with boat slips/boat launch Association fees cover electricity for heating, cooling, and hot water. Owners only pay a small billor lighting and appliances. For a detailed list of what the HOA covers, please refer to the Association Fee Inclusion section. Schedule an appointment to see this beautiful unit--you won't be disappointed!

Highlights

Listed by Ron Rago , 850-625-6936 and Karen K Smith , 850-527-5651 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1977

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Pinnacle Port Phase 1-C

Listing ID

786633

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Water Heater, Air Purifier
Air Cond:Heat Pump
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Roof:Flat
Others:
  • Additional:Boat Ramp
Sewer:Public Sewer
Parking Features:Additional Parking,No Garage
Principal Interest
$2,860
Taxes
$543
HOA
$0

Home Price

$564,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$112,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,860.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,860.20 $543.17 $0.00 $3,403.37
Yearly $34,322.45 $6,518.00 $0.00 $40,840.45
Total $1,029,673.61 $195,540.00 $0.00 $1,225,213.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS