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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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23223 Front Beach Rd Unit 305 , Panama City Beach, FL 32413
$365,000
Est. Payment: $2,016.57/mo
2 Bed
2 Bath
983 Sqft
Status: Active | Days on site: 359
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RJR - B11416
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Harrison Lilly Team
Owner/Operator

House Description

Purchase for only 10% down! Gulf front living w/ the LAKEFRONT lifestyle at your fingertips...The wait is OVER! Step into coastal elegance at Pinnacle Port A-305, a gulf-front condo offering breathtaking water views and an oversized private balcony overlooking the emerald waters and sugar-white sands of Panama City Beach. Inside, the Master Suite features a queen bed, ensuite bath, and direct balcony access with stunning water views. The guest bedroom offers two twin beds, comfortably accommodating up to 4+ guests. The well-appointed kitchen showcases sleek countertops and everything you need to prepare meals, from your morning coffee to sunset dinners, all while enjoying the beauty of the Gulf. Designed for comfort and relaxation, this condo blends functionality with style, making it an incredible value for true gulf-front living. Pinnacle Port is a gated beachfront community tucked between Camp Helen State Park and Carillon Beach, with rare Lake Powell just to the north. Resort-style amenities include two large swimming pools, fitness center, saunas, tennis and pickleball courts, bocce ball, shuffleboard, playground, picnic pavilions, and a boat dock with direct lake access. Kayaks and paddleboards can also be rented nearby for endless outdoor adventures. Located on the quiet west end of Panama City Beach, Pinnacle Port provides the perfect balance—just minutes to 30A's scenic corridor and Pier Park's shopping, dining, and entertainment, yet offering the privacy and tranquility of a secluded gulf-front community. Unit A-305 delivers luxury, lifestyle, and an unbeatable price point for gulf-front living in Panama City Beach—ideal as a personal getaway or investment property. Well qualified buyers can purchase for only 10% down!

Highlights

Listed by Chad Hatfield , 850-225-6893 RealJoy Realty LLC , 813-376-5621. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3283.25 Quarterly

Year Built

1970

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Pinnacle Port Phase 1-A

Listing ID

777784

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower, Upper Level Primary

Exterior Features

Lot Dimensions:10000
Zoning:City
Others:
  • ▪ Additional:Boat Ramp, Dock
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,017
Taxes
$105
HOA
$3,283

Home Price

$365,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,016.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,016.57 $105.25 $3,283.25 $5,405.07
Yearly $24,198.87 $1,263.00 $39,399.00 $64,860.87
Total $725,966.07 $37,890.00 $1,181,970.00 $1,945,826.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS