Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

23223 Front Beach Road A-324 , Panama City Beach, FL 32413
$499,000
Est. Payment: $2,756.90/mo
2 Bed
3 Bath
983 Sqft
Status: Active | Days on site: 181
Get Pre-Qualified
JRER - B9582
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Seller will pay the current Special Assessment of $57,415 for both the Milestone Reconstruction Project and the Structural Integrity Reserve Study, in full, when it becomes payable. This newly remodeled two-bedroom, two-and-a-half-bathroom unit offers expansive double Gulf front views. The interior has been updated with all new appliances and tile flooring throughout. The downstairs ceilings have been smoothed, and the kitchen ceiling has been raised, featuring canned lighting and a new tile backsplash for a modern touch. On the lower level, you can enjoy views of the Tower's indoor/outdoor pool as well as the beach and Gulf to the west, providing spectacular sunsets. The master bedroom boasts a beautiful Gulf view, which can be enjoyed from its private balcony. The unit comes fully furnished, with a colorful and beach-inspired décor that enhances its vibrant coastal ambiance. Pinnacle Port is a gated community with its own boat ramp and boat docks leading out to pristine Lake Powell (the State of Florida's largest coastal dune lake), bocce ball, pickle ball, shuffleboard, tennis courts, basketball court, grills on each end of the property and two pools. Pinnacle Port is a short distance to dining and shopping on 30A and at Pier Park. At Pinnacle Port, you have the best of both worlds. Conveniently located 2.4 miles (4 minute drive) from 30A, yet still 8 miles (14 minute drive) to Pier Park!

Highlights

Listed by Janet R Jones , 850-814-4548 JONES REAL ESTATE AND RENTALS LLC , 850-814-4548. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3283.25 Quarterly

Year Built

1970

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Pinnacle Port Phase 1-A

Listing ID

787945

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Balcony, Interior Steps, Tub Shower, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:no land
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Boat Ramp, Dock
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$2,757
Taxes
$386
HOA
$3,283

Home Price

$499,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,756.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,756.90 $385.83 $3,283.25 $6,425.99
Yearly $33,082.84 $4,630.00 $39,399.00 $77,111.84
Total $992,485.12 $138,900.00 $1,181,970.00 $2,313,355.12

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS