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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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23223 Front Beach Road A-123 , Panama City Beach, FL 32413
$799,000
Est. Payment: $4,414.36/mo
3 Bed
3 Bath
1244 Sqft
Status: Active Under Contract | Days on site: 266
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Seller has paid the current Special Assessment of $70,008 for both the Milestone Reconstruction Project and the Structural Integrity Reserve Study, in full. A distinguishing characteristic of this unit is its three balconies, making it one of only two at Pinnacle Port to offer this feature. Conveniently situated on the first (not ground) floor adjacent to the stairwell--with elevator access available--the layout ensures both accessibility and privacy. This meticulously renovated Gulf-front condominium features three bedrooms and three bathrooms across two levels, offering inviting aesthetics inspired by the sun, sky, sea, and sand. The residence is fully furnished and move-in ready. Notable interior features include elegant crown molding, distinct ceiling treatments with shiplap detail in the kitchen, recessed lighting, tile backsplash, upgraded cabinetry with solid-surface countertops, ceiling fans, and smooth ceilings throughout. Appliances--including the stove, refrigerator, microwave, and stacked washer/dryer--are less than two years old. Upgraded bath vanities and fixtures are found in all three bathrooms. Kitchen and laundry spaces have been thoughtfully redesigned to optimize available floor area. Luxury vinyl plank flooring extends through living areas, with tile present in each bathroom. An open staircase enhances the entry, providing an immediate line of sight to the first level Gulf and Beach and to the upper level while showcasing wood steps. The main level primary bedroom includes an ensuite bath with a tiled shower, a spacious walk-in closet, and private balcony overlooking the Gulf and beach. The second primary bedroom is located upstairs and offers its own ensuite bath with a tub/shower combination, plus a private balcony with views of the Gulf, beach, and Tower Pool Deck. The third bedroom presents a wall-to-wall window framing the Gulf and beach, complemented by ample closet space for storage and apparel. The third bathroom, situated off the hallway, includes a large walk-in tiled shower. Pinnacle Port Resort is set on over 25 acres within a secure, gated community, with more than a quarter-mile of beach frontage. Amenities include two swimming pools, tennis courts, sauna/steam room, fitness center, private freshwater dock with boat slips and launch, and complimentary Wi-Fi. Association fees cover electricity for heating, cooling, and hot water; owners are responsible only for a minor electric cost associated with lighting and appliances.

Highlights

Listed by Janet R Jones , 850-814-4548 JONES REAL ESTATE AND RENTALS LLC , 850-814-4548. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4003.4 Quarterly

Year Built

1970

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Pinnacle Port Phase 1-A

Listing ID

782864

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Main Level Primary, Shower Only, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0 land
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$4,414
Taxes
$529
HOA
$4,003

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
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Monthly Price:
$4,414.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,414.36 $528.75 $4,003.40 $8,946.51
Yearly $52,972.32 $6,345.00 $48,040.80 $107,358.12
Total $1,589,169.57 $190,350.00 $1,441,224.00 $3,220,743.57

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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