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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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23223 S Front Beach Drive #737 , Panama City Beach, FL 32413
$329,000
Est. Payment: $1,668.63/mo
1 Bed
2 Bath
887 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

One of the few opportunities currently available at Pinnacle Port with an EXCEPTIONAL rental history, this beautifully maintained condo offers an impressive calendar of bookings (almost every day turn around!), outstanding 5-star guest reviews, and a loyal base of returning visitors year after year. Those are most valuable trades in vacation rental business that is already established for this property! Professionally staged(yes, owner paid for it!), fully furnished, and truly turnkey, it's ready to continue its success as a high-performing vacation rental or become your own private coastal retreat. Finally, a waterfront property where you don't have to choose between the Gulf and the lake. Here, you can enjoy breathtaking Gulf sunsets from your living room while overlooking the peaceful waters of Lake Powell from the dining area and primary suite - a combination so rare that it truly sets this condo apart. Inside, the thoughtfully updated interior features an open-concept kitchen with granite countertops, a breakfast bar, and spacious living areas designed for entertaining. Upstairs, the loft has been transformed into a private retreat with a custom stone and tile shower and a sliding barn door, creating a flexible space for owners and guests. Unit perfectly located in the center of the building at perfect height, and close to the elevator! Pinnacle Port is one of Panama City Beach's most unique waterfront communities, tucked behind the gates of Carillon Beach on 25 acres where the Gulf of America meets Lake Powell-Florida's largest coastal dune lake and one of the world's rare ecosystems where freshwater naturally connects with the Gulf. Spend your mornings watching dolphins offshore, your afternoons boating or fishing on the lake, and your evenings enjoying spectacular sunsets--all without leaving the community. Residents enjoy two pools, tennis and pickleball courts, a fitness center, sauna, private marina with boat slips and boat launch, fishing dock, and direct beach access. Bordering Camp Helen State Park, you'll also enjoy miles of preserved coastline, hiking trails, kayaking, wildlife, and one of the most peaceful stretches of beach along the Emerald Coast. Just minutes from the boutiques, restaurants, and entertainment of 30A, Rosemary Beach, Alys Beach, and Pier Park, Pinnacle Port feels like a secluded island retreat while remaining close to everything the Emerald Coast has to offer. An added bonus? Association dues include electricity for heating, cooling, and hot water, helping keep ownership costs more affordable.

Highlights

Listed by Donna M Stokes , 850-236-9113 Top Producers Real Estate Group , 850-236-9113. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1970

County

Bay

Area

27 - Bay County

Neighborhood

Pinnacle Point

Listing ID

1007288

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • Additional:Lighting Track, Washer/Dryer Hookup

Exterior Features

Lot:Gulf/Pass,Lake,Shore - Natural
Others:
  • Additional:Balcony, Dock, Hot Tub, Pavillion/Gazebo, Shower, Sprinkler System, Patio Covered, Patio Open
Sewer:Public Sewer
Principal Interest
$1,669
Taxes
$243
HOA
$0

Home Price

$329,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$65,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,668.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,668.63 $242.81 $0.00 $1,911.43
Yearly $20,023.51 $2,913.70 $0.00 $22,937.21
Total $600,705.33 $87,411.00 $0.00 $688,116.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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