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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16325 Front Beach Rd , Panama City Beach, FL 32413
$2,950,000
Est. Payment: $14,960.29/mo
5 Bed
3 Bath
2843 Sqft
Status: active | Days on site: 57
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

You do not want to miss this stunning 5-bedroom beachfront home in the highly sought after area of Pier Park in Panama City Beach. The spacious living area boasts vaulted ceilings and expansive windows with gorgeous views of the Gulf and its white sand beaches. Step outside to the large back deck of this home that sits on a 50-foot lot. Watch incredible sunsets and catch rays during the day as you listen to the Gulf breeze. There is a generously sized kitchen that opens to the living area. There are two dining areas downstairs making the home ideal for hosting a large family and guests. The first story offers a nice size bedroom with an ensuite bathroom and plenty of storage. The bathroom has its own jetted tub and shower. You will also find two additional bedrooms, one with Gulf views and an additional full bathroom with a separate tub and shower. The second story has a cozy sitting area along with a fourth bedroom. The third story houses a private master suite with 180-degree views of the beach and its own spacious balcony. There is a full-size master bathroom with shower and jetted tub. The garage area has storage and an enclosed laundry room. The outdoor shower is on the side of the house that wraps around from the beachside for convenience. The location is ideal! Just a few houses from Pier Park next to beach access 60. Enjoy everything the hub of Panama City Beach has to offer. Watch fireworks from your backyard and walk to the many events the area hosts. You are just steps to restaurants, shopping and entertainment. Take advantage of this unique opportunity to own a beachfront home in this coveted area of Panama City Beach!

Highlights

Listed by Sam T Holden , 850-896-7306 Sunspot Realty, LLC , 850-234-7151. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

Year Built

1998

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Pier Park

Listing ID

788466

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ductless
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:50x120
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Deck
Sewer:Public Sewer
Principal Interest
$14,960
Taxes
$1,619

Home Price

$2,950,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$590,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,960.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,960.29 $1,619.25 $0.00 $16,579.54
Yearly $179,523.47 $19,431.00 $0.00 $198,954.47
Total $5,385,704.19 $582,930.00 $0.00 $5,968,634.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS