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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2340 Pelican Bay Ct , Panama City Beach, FL 32408
$715,000
Est. Payment: $3,950.27/mo
3 Bed
4 Bath
2182 Sqft
0.11 Acres
Status: Active | Days on site: 43
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Harrison Lilly Team
Owner/Operator

House Description

Dreaming of bayfront luxury without the million-dollar price tag? This premium corner end-unit is the one! Offering a rare combination of privacy, space, & sunrises that steal the show, this exceptional townhome features extra side windows that flood the open-concept layout with continuous natural light. Positioned on the largest lot in the community with +/-45 feet of waterfront, it is uniquely bordered by a protected conservation area, giving you unmatched privacy & a peaceful sanctuary where you can watch dolphins, eagles, & deer right from your deck. Nestled in a quiet, non-short-term-rental community zoned for top-rated Patronis Elementary, it is the perfect sanctuary for primary residents, paddle-sport enthusiasts, or those seeking a peaceful waterfront getaway. Enjoy easy waterfront living with a tiled balcony, a screened back porch, a hurricane shutter system, remote blinds, & private bulkhead stairs offering direct water access to launch your kayak or paddle board. This turnkey home is built for peace of mind & low maintenance, featuring a brand-new 2025 upstairs HVAC, a 2024 water heater, new impact family room windows, a 2019 roof, & fresh exterior paint. Located on the quieter end of Panama City Beach, you are just minutes from great dining & shopping. Premium community amenities include two docks, a pool, a hot tub, a clubhouse, & a scenic boardwalk, with lawn care & termite control covered by the HOA. Perfect as a primary residence or second home. Check measurements if important to you. Measurements are from the tax appraiser site.

Highlights

Listed by Susan R Cantrell , 850-449-0459 Central Bay Realty and Property Management LLC , 850-257-5016. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.11

HOA Fee

1810 Semi-Annually

Year Built

2000

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Pelican Bay

Listing ID

793834

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0.0
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Porch
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$3,950
Taxes
$597
HOA
$1,810

Home Price

$715,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$143,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,950.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,950.27 $596.71 $1,810.00 $6,356.99
Yearly $47,403.26 $7,160.56 $21,720.00 $76,283.82
Total $1,422,097.92 $214,816.80 $651,600.00 $2,288,514.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS