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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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207 Windsor Way , Panama City Beach, FL 32413
$459,900
Est. Payment: $2,332.53/mo
3 Bed
2 Bath
1993 Sqft
Status: active | Days on site: 719
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Ideally located for families and those looking for a central location, this attractive Palmetto Trace home is close to everything. It's in a sought-after school area, within walkable distance of Frank Brown Park and Pier Park, and surrounded by shops and amenities. It's also just one mile from the white sandy beach and gulf waters at Edgewater Beach. Built in 2005, this detached single-family home is laid out on one level. It has a spacious 27-ft. by 24-ft. great room, three bedrooms and two baths. It comes with plenty of space outdoors for kids and pets to play in the fenced rear yard. The oversized double garage provides ample space for vehicles, bikes and beach toys. This well-located home is available unfurnished except for appliances, which include a new stove, new microwave, washer and dryer. It has modest HOA fees of $300 per year, which includes use of the community pool nearby. Buyer to verify all data, information, square footage, lot size and/or dimensions provided herein and deemed important to Buyer.

Highlights

Listed by Joey A Virga , 850-814-6999 and Gerard M Virga , 850-258-4903 Virga Realty Inc , 850-258-4903. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

238.36 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palmetto Trace Phase IV

Listing ID

761599

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:64*124
Principal Interest
$2,333
Taxes
$355
HOA
$238

Home Price

$459,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$91,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,332.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,332.53 $355.42 $238.36 $2,926.30
Yearly $27,990.31 $4,265.00 $2,860.32 $35,115.63
Total $839,709.37 $127,950.00 $85,809.60 $1,053,468.97

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS