Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

513 Bainbridge St , Panama City Beach, FL 32413
$475,000
Est. Payment: $2,624.31/mo
4 Bed
3 Bath
2266 Sqft
0.23 Acres
Status: Active | Days on site: 33
Get Pre-Qualified
BWIR - B10609
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to this well-kept 4-bedroom, 2.5-bathroom home in a highly sought-after and beautifully maintained community. Located directly across the street from Pier Park, this home offers incredible convenience with shopping, grocery stores, restaurants, entertainment, and everyday amenities just minutes away. The airport is also conveniently located nearby, making travel easy and accessible. Situated on a desirable corner lot, this home features a spacious and functional floor plan designed for comfortable everyday living and entertaining. The main living area offers an open-concept layout, with the kitchen overlooking the living room and dining area, creating a bright and inviting space where everyone can stay connected. The home also includes a formal living room that can easily be customized to fit your lifestyle. Use it as a home office, game room, playroom, home gym, or additional sitting area, the possibilities are endless. The spacious primary suite provides a private retreat with a generously sized bedroom, a large en-suite bathroom, and a walk-in closet offering plenty of storage. Enjoy outdoor living from the screened-in porch, perfect for relaxing, enjoying your morning coffee, or entertaining guests. The fully fenced backyard provides privacy and plenty of room for pets, play, gardening, or gatherings. Don't miss the opportunity to make this well-maintained home your own!

Highlights

Listed by Khuslen Erkhbayar , 850-381-1892 World Impact Real Estate , 850-225-7000. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

249 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palmetto Trace Phase III

Listing ID

794777

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Walk-In Closet(s)

Exterior Features

Lot Dimensions:83X123
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Porch
Principal Interest
$2,624
Taxes
$305
HOA
$249

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,624.31 $305.36 $249.00 $3,178.67
Yearly $31,491.68 $3,664.34 $2,988.00 $38,144.02
Total $944,750.37 $109,930.20 $89,640.00 $1,144,320.57

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS