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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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70 Park Pl , Panama City Beach, FL 32413
$320,000
Est. Payment: $1,622.98/mo
3 Bed
3 Bath
1817 Sqft
Status: pending | Days on site: 187
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located in the desirable Palmetto Trace community, this 3-bedroom, 2.5-bath home offers an ideal setting just minutes from Pier Park and the beaches of Panama City Beach. The main level features an open living and dining area connected to an updated kitchen, creating a bright and comfortable space for everyday living and entertaining. The primary bedroom is conveniently located on the first floor and includes its own bath and walk-in closet. Upstairs are two additional bedrooms, a versatile loft-style seating area, and a separate nook that can easily serve as a study or workspace. An enclosed, heated and cooled patio extends the living space year-round, while the private backyard offers a relaxed outdoor retreat. Additional features include a one-car garage with driveway parking, washer and dryer, and central air. Residents enjoy two community pools, sidewalks, and quick access to Frank Brown Park, schools, medical facilities, and daily conveniences. Available now, this move-in-ready home provides a quiet, family-friendly coastal lifestyle in one of Panama City Beach's most convenient locations--schedule your viewing today.

Highlights

Listed by Ramil Zartdinov , 850-819-1418 Local Insight Realty , 850-832-9417. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

519 Quarterly

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palmetto Trace Phase 2

Listing ID

784063

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Ductless
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower, Walk-In Closet(s), Loft

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:27x130
Zoning:City, Resid Single Family
Roof:Shingle
Others:
  • Additional:Patio
Parking Features:Additional Parking
Principal Interest
$1,623
Taxes
$340
HOA
$519

Home Price

$320,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,622.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,622.98 $339.83 $519.00 $2,481.81
Yearly $19,475.76 $4,078.00 $6,228.00 $29,781.76
Total $584,272.66 $122,340.00 $186,840.00 $893,452.66

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS