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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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43 Park Pl , Panama City Beach, FL 32413
$312,000
Est. Payment: $1,582.41/mo
2 Bed
2 Bath
1130 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Excellent investment opportunity in the highly desirable Palmetto Trace community! This well-maintained 2-bedroom, 2-bath end-unit townhome is already tenant occupied, with a renter who would love to stay, offering immediate income potential from day one. The seller has completed numerous updates, including a **new roof in 2024**, new luxury vinyl plank flooring, fresh interior paint, updated light fixtures, new appliances, granite kitchen countertops, and quartz vanity tops in both bathrooms with new sinks and faucets, making this a truly turnkey investment. Also comes with metal hurricane shutters. Overlooking a peaceful pond, the home enjoys added privacy and relaxing water views from the back patio. Inside, you'll find a bright, open floor plan with spacious living areas, abundant natural light, and low-maintenance living. Residents of Palmetto Trace enjoy two community pools, sidewalks, beautifully landscaped green spaces, and a welcoming neighborhood atmosphere. Ideally located just minutes from Pier Park, Frank Brown Park, shopping, dining, and the sugar-white beaches of the Gulf, this home offers the perfect combination of convenience, comfort, and investment potential. Whether you're looking to expand your rental portfolio or secure a low-maintenance beach property, this is an opportunity you won't want to miss.

Highlights

Listed by Christina Knox , 850-814-9940 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

HOA Fee

449 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palmetto Trace Phase 2

Listing ID

792492

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:0
Sewer:Public Sewer
Principal Interest
$1,582
Taxes
$199
HOA
$449

Home Price

$312,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$62,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,582.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,582.41 $198.90 $449.00 $2,230.31
Yearly $18,988.86 $2,386.80 $5,388.00 $26,763.66
Total $569,665.85 $71,604.00 $161,640.00 $802,909.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS