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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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218 Biltmore Pl , Panama City Beach, FL 32413
$475,000
Est. Payment: $2,624.31/mo
4 Bed
2 Bath
2274 Sqft
0.24 Acres
Status: Active | Days on site: 17
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Harrison Lilly Team
Owner/Operator

House Description

Discover refined coastal living in this beautifully updated 4-bedroom, 2-bath home located in the highly sought-after Palmetto Trace community of Panama City Beach. Perfectly positioned directly behind Pier Park, this golf-cart-friendly neighborhood offers two convenient entrances, two community pools, and effortless access to free public beach accesses, pier fishing, and the only designated dog beach in Bay County. Inside, the home features a spacious split floor plan with a large formal living and dining room ideal for gatherings, complemented by a vaulted-ceiling living room that enhances the home's open, airy feel. The kitchen is equipped with new stainless-steel appliances, and a new washer and dryer are included for added convenience. The master suite is a true retreat, filled with natural light and offering an expansive ensuite bathroom complete with two separate vanities, a soaking tub, a no-step walk-in shower, and two walk-in closets. Three additional bedrooms share a well-appointed hallway bath, each featuring new modern ceiling fans. Set on one of the largest lots in Palmetto Trace, this property offers a rare sense of space and privacy within one of Panama City Beach's most walkable and golf-cart-friendly communities. Lush, mature landscaping frames the home beautifully, creating a refined coastal curb appeal from the moment you arrive. A screened porch extends your living space outdoors, offering a serene, shaded retreat perfect for morning coffee, evening cocktails, or effortless entertaining. Beyond the porch, the fenced backyard provides both security and versatility - ideal for pets, gatherings, or simply enjoying the peaceful surroundings. The two-car garage adds convenience and storage, while the expansive lot gives the home a stately presence rarely found this close to Pier Park and the beach. Additional upgrades include a new roof installed in 2024, ensuring long-term peace of mind. This exceptional property blends comfort, style, and an unbeatable location - just minutes from shopping, dining, entertainment, and the sugar-white beaches that make Panama City Beach the World's Most Beautiful Beaches.

Highlights

Listed by Natalie A Ryan , 850-960-1731 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

249 Quarterly

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palmetto Trace Phase 2

Listing ID

795609

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:106x46x56x106
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Oct 10
Principal Interest
$2,624
Taxes
$34
HOA
$249

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,624.31 $34.06 $249.00 $2,907.37
Yearly $31,491.68 $408.73 $2,988.00 $34,888.41
Total $944,750.37 $12,261.90 $89,640.00 $1,046,652.27

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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