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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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219 Coquina Shell Way , Panama City Beach, FL 32407
$363,000
Est. Payment: $1,841.07/mo
3 Bed
2 Bath
1308 Sqft
Status: active | Days on site: 94
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Whether you are looking for a primary residence, a vacation home or a savvy investment property through short-term rentals you'll enjoy this low-maintenance, well-maintained and well-appointed 3-bedroom, 2-bathroom home located in Palm Cove. Situated in a prime location just blocks from the beach and pier, you are never far from the sand and surf. This residence features a charming covered front porch, a 1-car garage, and a private patio complete with turf, perfect for easy outdoor living. Inside, the spacious great room impresses with vaulted ceilings, luxury vinyl flooring, and a neutral gray palette. The kitchen boasts a glass tile backsplash, fresh white cabinetry, stainless steel appliances, granite countertops, and casual counter seating. The home's functional layout includes an inside laundry room with built-in cabinets for added convenience. The primary suite serves as a true retreat, featuring a dual vanity, a walk-in closet, and ceiling fans that carry through to the additional bedrooms. Community perks include a low HOA fee that covers access to two sparkling pools and a playground. This is the one you've been waiting for-tour today!

Highlights

Listed by Adrian M Jacob , 832-381-4670 Redfin Corporation , 813-334-4966. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

497 Quarterly

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palm Cove

Listing ID

789641

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:25 x 70
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,841
Taxes
$203
HOA
$497

Home Price

$363,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$72,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,841.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,841.07 $202.67 $497.00 $2,540.73
Yearly $22,092.81 $2,432.00 $5,964.00 $30,488.81
Total $662,784.30 $72,960.00 $178,920.00 $914,664.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS