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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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122 Seagrass Way , Panama City Beach, FL 32407
$285,000
Est. Payment: $1,574.58/mo
3 Bed
3 Bath
1432 Sqft
Status: Active | Days on site: 255
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BKWS - B6262
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Harrison Lilly Team
Owner/Operator

House Description

Looking for the perfect family home? This charming 3-bedroom, 2.5-bathroom house in the lovely Palm Cove neighborhood just moments from the white sand beaches is ready for you!.You'll find a spacious master bedroom on the first floor with a big walk-in closet—great for keeping everything organized. The kitchen has been completely updated with new countertops, modern light fixtures, and new appliances. Plus, there's an oversized pantry for all your snacks and groceries!Conveniently located on the main level, the half bath is perfect for visitors. You'll also enjoy a dedicated laundry room with a washer and dryer included—making laundry days easier. Upstairs, there are two cozy bedrooms that share a nice Jack and Jill bathroom, perfect for the kids! With new light fixtures throughout and easy-to-clean luxury flooring, this home is both stylish and practical.Tile flooring in the common areas makes maintenance a breeze, and new blinds on every window provide comfort and privacy.Located in a friendly community, this home is close to schools, parks, and fun family activities. Don't miss out on this wonderful opportunity—schedule a visit today and make this house your family's new home!

Highlights

Listed by Mowayne Copeland , 850-276-1478 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

480 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palm Cove Phase III

Listing ID

784064

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$1,575
Taxes
$265
HOA
$480

Home Price

$285,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$57,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,574.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,574.58 $265.08 $480.00 $2,319.67
Yearly $18,895.01 $3,181.00 $5,760.00 $27,836.01
Total $566,850.22 $95,430.00 $172,800.00 $835,080.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS