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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11712 Sand Castle Ln , Panama City Beach, FL 32407
$334,900
Est. Payment: $1,850.27/mo
3 Bed
2 Bath
1269 Sqft
0.06 Acres
Status: Active | Days on site: 14
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AECR - B10073
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Harrison Lilly Team
Owner/Operator

House Description

Just steps from the beautiful beaches of Panama City Beach, this fully furnished, move-in-ready home comfortably sleeps 10 guests. Featuring charming beachy décor, a relaxed coastal atmosphere, and plenty of space for family and friends, it's perfect as a single-family home or a turnkey vacation rental. Whether you're looking for your own beach getaway or an investment property ready to go, this home is the perfect coastal retreat.

Highlights

Listed by Angie G Eddy , 850-890-2746 Angie Eddy & Co Realty LLC , 850-890-2746. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

495 Quarterly

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palm Cove Phase II

Listing ID

795344

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Down Draft, Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Walk-In Pantry

Exterior Features

Lot:Paved
Lot Dimensions:35X95
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Principal Interest
$1,850
Taxes
$361
HOA
$495

Home Price

$334,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$66,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,850.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,850.27 $361.13 $495.00 $2,706.40
Yearly $22,203.29 $4,333.55 $5,940.00 $32,476.84
Total $666,098.73 $130,006.50 $178,200.00 $974,305.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS