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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17281 Front Beach Rd Unit 1604 , Panama City Beach, FL 32413
$499,000
Est. Payment: $2,756.90/mo
1 Bed
2 Bath
1026 Sqft
Status: Pending | Days on site: 88
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Palazzo 1604! This beachy, nautical themed, 1 bedroom/2 bathroom condo offers a bonus Bunk Room. The expansive Living Area and balcony overlook the sugar sands of the Gulf with views of both Piers to the east and Inlet Beach to the west. This open concept condo affords a tremendous view from every angle. The fully equipped Kitchen with its granite counters and tile backsplash also provides bar seating for four. A strategically placed wicker dining table brings additional seating for four. The Primary Suite offers a King-sized bed, updated furniture, and a private ensuite Bathroom. The dedicated Bunk Room offers storage to tuck away clothes, suit cases, or beach toys. Its adjoining full Bathroom is accessible to the Living Area and offers privacy with both separate Hallway and Bunk Room doors. And with the Living Area's sofa sleeper, you can sleep 6 guests very comfortably. With durable tile and Luxury Vinyl Plank throughout, Palazzo 1604 is ready for you! Owner pets are welcome. The Palazzo, built in 2008, offers resort style amenities including a state-of-the-art fitness center, under building parking, heated pool, hot tub, grilling and picnic areas, coded garage access with on-site building security, and owner pet walking area. Major building updates completed within the past 4 years include--with no special assessments--full exterior painting, new deck with beach access, pool and lobby area retiling, balcony resurfacing, and parking garage fire suppression replacement. The 2026 HOA fees have not risen in 3 years.

Highlights

Listed by Keith T Barnes , 269-870-0183 and Outside Selling Member , 269-870-0183 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

27 - Bay County

Neighborhood

Palazzo Condominium

Listing ID

1005596

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:

Exterior Features

Lot:Gulf
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,757
Taxes
$457
HOA
$0

Home Price

$499,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,756.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,756.90 $456.73 $0.00 $3,213.64
Yearly $33,082.84 $5,480.82 $0.00 $38,563.66
Total $992,485.12 $164,424.60 $0.00 $1,156,909.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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