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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15100 Front Beach Road 601/603 , Panama City Beach, FL 32413
$549,000
Est. Payment: $2,784.42/mo
2 Bed
2 Bath
1266 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

One of Panama City Beach's rarest lockout floor plans is now available. Offered by its original owners, who selected this residence at development for its privacy, flexibility and extraordinary Gulf views, Unit 601/603 has remained in the same hands ever since. With an established rental history and a coveted position at the furthermost western corner of the building, this is a location and floor plan that rarely reaches the market. Positioned away from the activity of the pool terrace, the residence feels remarkably private, yet the west-end elevator is just outside the door, providing easy access to covered parking and placing you only two floors above the Gulf-front amenity level. Its western position captures unobstructed views and some of the building's most spectacular sunsets. Here, the Gulf isn't limited to the balcony--every window has a Gulf view. From the kitchen and living room to the primary bedroom and adjoining studio, the water remains a constant backdrop. Designed as a true lockout, 601/603 offers exceptional flexibility. Enjoy the entire residence as a two-bedroom retreat, live in one side while renting the other, or rent each side independently to maximize rental potential. The studio features a king bed, queen sleeper sofa, kitchenette, full bath and Gulf view. The adjoining one-bedroom offers a full kitchen, spacious living area, king bedroom, full bath and additional storage. The residence retains its West Indies-inspired character with solid wood furnishings and cabinetry, mahogany doors and travertine accents. Professionally installed wood-look luxury vinyl plank flooring runs contiguously throughout, creating a cohesive foundation with the hard work already done. A simple paint refresh and décor change could transform the interiors and allow the next owner to make it entirely their own. The gated building offers three levels of covered parking and interior-access corridors rarely found along the Panhandle. Recently renovated common areas feature bright coastal finishes and a redesigned modern lobby. Owners also have the opportunity for private storage cages for bikes, beach equipment and personal belongings. The fourth-floor grand pool terrace features a heated zero-edge infinity pool overlooking the Gulf, hot tub, comfortable lounging areas and Gulf-view fitness center. Picnic areas and barbecue grills flank both ends of the building, while east and west 15th-floor observation decks offer panoramic views. Additional amenities include the 25-person Bamboo Theater Room, game room, convenience shopping, coffee, refreshments and beach supplies. Just five minutes west of Pier Park and within walking distance of dining, entertainment and conveniences, 601/603 delivers the best of both worlds: a private western-end location with unobstructed Gulf views and the amenities of a full-service beachfront resort. Use it as a personal retreat, live in one side and rent the other, or take advantage of the lockout configuration and established rental history--an exceptionally versatile opportunity on Panama City Beach.

Highlights

Listed by Bridgett L Hall - Cotton , 850-381-7443 A List Beach Realty LLC , 404-259-8333. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1175.43 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Origin At Seahaven

Listing ID

794323

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, See Remarks, Tub Shower, Home Theater

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Additional Parking,Gated,Paved
Principal Interest
$2,784
Taxes
$400
HOA
$1,175

Home Price

$549,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,784.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,784.42 $400.41 $1,175.43 $4,360.27
Yearly $33,413.09 $4,804.98 $14,105.16 $52,323.23
Total $1,002,392.79 $144,149.40 $423,154.80 $1,569,696.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS