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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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628 W Caladium Circle D , Panama City Beach, FL 32413
$265,000
Est. Payment: $1,344.03/mo
2 Bed
2 Bath
1088 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Motivated Seller!! This 2 bedroom 1 ½ bath townhome is a short walk to the world's most beautiful beaches via beach access 51. There is no HOA! This townhome can be used as a residential home, second home or short-term rental. Downstairs there is a living room, kitchen and dining area. The half bath is easily accessible for guests and there is a full-size washer and dryer in the laundry area. Walk outside to the nice size fenced in backyard with covered porch and an owner's closet. Upstairs there is a larger bedroom with an upstairs balcony and an additional bedroom. The bedrooms share a full bath that can be accessed from the hallway. This townhome on Caladium circle is walking distance to multiple restaurants including Runaway Island and Steamer Seafood Market. Live the beach life at an affordable price with this townhome that has lots of potential!

Highlights

Listed by Sam T Holden , 850-896-7306 Sunspot Realty, LLC , 850-234-7151. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Open Sands

Listing ID

788525

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:25x100
Zoning:Resid Multi-Family
Roof:Shingle
Others:
  • Additional:Covered Patio
Sewer:Public Sewer
Principal Interest
$1,344
Taxes
$185

Home Price

$265,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,344.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,344.03 $184.58 $0.00 $1,528.61
Yearly $16,128.36 $2,215.00 $0.00 $18,343.36
Total $483,850.80 $66,450.00 $0.00 $550,300.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS