Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

628 W Caladium Circle A , Panama City Beach, FL 32413
$320,000
Est. Payment: $1,622.98/mo
2 Bed
2 Bath
1088 Sqft
Status: active | Days on site: 335
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!

Highlights

Listed by Dien and Andrew Group , 850-600-0605 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Open Sands

Listing ID

779093

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Upper Level Primary

Exterior Features

Lot Dimensions:25x100
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,623
Taxes
$277

Home Price

$320,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,622.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,622.98 $277.42 $0.00 $1,900.40
Yearly $19,475.76 $3,329.00 $0.00 $22,804.76
Total $584,272.66 $99,870.00 $0.00 $684,142.66

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS