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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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612 W Gulf Boulevard , Panama City Beach, FL 32413
$965,000
Est. Payment: $5,331.49/mo
4 Bed
3 Bath
2801 Sqft
0.17 Acres
Status: Active | Days on site: 21
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LIR - B1803
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this beautifully custom-built 4-bedroom, 3-bath home where refined finishes, thoughtful design, and coastal comfort come together. From the second-story balcony, enjoy breathtaking Gulf views while relaxing in your own private retreat. Inside, the spacious open-concept design features soaring 10-foot ceilings downstairs and 9-foot ceilings upstairs, creating an impressive sense of space. The chef-inspired kitchen is the centerpiece of the home, showcasing stainless steel appliances, quartz countertops, a pantry, and a breakfast bar--perfect for casual mornings or entertaining guests. The inviting living room features an electric fireplace, adding warmth and ambiance to the space. The thoughtfully designed floor plan offers two separate living areas, providing plenty of room for entertaining, relaxing, or creating a dedicated space for family and guests. The main level includes one bedroom and one bathroom, while upstairs features the spacious primary suite along with two additional bedrooms and a bathroom. The luxurious primary suite is designed to impress with a large walk-in closet, walk-in shower, soaking tub, and double vanity. Throughout the home, a combination of timeless tile and luxury LVP flooring provides both style and durability. Enjoy added peace of mind with hurricane fabric protection for all windows, hurricane-rated front exterior doors, and a durable metal roof. Additional upgrades include custom plantation shutters throughout the home and spray foam insulation at the roof deck for enhanced efficiency and comfort. Step outside to your private backyard oasis featuring a 12' x 24' saltwater pool, surrounded by elegant pavers and a vinyl privacy fence. Whether you're enjoying a quiet afternoon by the pool or entertaining friends and family, this outdoor space is designed for the Florida lifestyle. Beautiful Gulf views, custom construction, a private saltwater pool, spacious living areas, and an exceptional list of upgrades--this home offers the perfect blend of luxury, comfort, and coastal living.

Highlights

Listed by Ramil Zartdinov , 850-819-1418 Local Insight Realty , 850-832-9417. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2021

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Open Sands

Listing ID

795447

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Separate Shower, Smart Thermostat, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:60.0 ft x 121.0 ft
Zoning:City
Roof:Metal
Others:
  • ▪ Additional:Deck
Principal Interest
$5,331
Taxes
$806

Home Price

$965,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$193,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,331.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,331.49 $805.93 $0.00 $6,137.41
Yearly $63,977.83 $9,671.14 $0.00 $73,648.97
Total $1,919,334.96 $290,134.20 $0.00 $2,209,469.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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