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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8000 Surf Dr Unit 8 , Panama City Beach, FL 32408
$319,900
Est. Payment: $1,622.47/mo
1 Bed
1 Bath
460 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Gulf views, beach access, and a fully furnished coastal retreat await! Perfectly positioned directly across the street from the beach and dedicated beach access, this beautifully updated condo offers stunning Gulf views from both the living area and bedroom, allowing you to enjoy the sights and sounds of the water from the comfort of your own unit. One of the largest floor plans in the complex and ideally located on the side of the building facing the Gulf, this meticulously maintained condo is beautifully decorated and move-in ready. From the moment you walk inside, you'll appreciate the charming shiplap ceilings, luxury vinyl plank flooring, custom wooden shutters, stylish 6-inch baseboards, and upgraded finishes throughout. The full kitchen is equipped with upgraded appliances and offers plenty of space for cooking and entertaining. The inviting living area is designed for comfort and relaxation, featuring a beautiful leather sleeper sofa, recliner, wingback chair, and additional seating for family and guests. The spacious bedroom offers a large custom closet complete with shelving, drawers, and additional hanging space for exceptional storage. Step outside and enjoy the community's sparkling swimming pool, expansive sun deck overlooking the Gulf, BBQ grilling area, and the convenience of beach access located directly across from the property. Whether you're searching for a personal beach getaway, second home, or income-producing short-term rental, this property offers incredible versatility. Located in a desirable low-density building on the sought-after East End of Panama City Beach, you'll enjoy a more relaxed beach atmosphere while remaining just minutes from restaurants, shopping, marinas, and local attractions. With Gulf views from both rooms, beach access just steps away, beautiful furnishings included, and one of the largest units in the complex, this is an exceptional opportunity at an attractive price point. This unit is expected to generate significant interest, so schedule your showing today. Low HOA fees of just $1,118 per quarter cover building insurance, water, sewer, trash, exterior maintenance, pest control, pool maintenance, BBQ grilling area, community amenities, and access to the on-site laundry facility. Electric runs about $62 a month and verizon is $45 a month.

Highlights

Listed by Beth Mulvey , 256-566-5482 Beach House Sales and Development , 256-566-5482. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Oceanna Condo

Listing ID

791116

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Ceiling Fan(s),Wall Unit(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,622
Taxes
$204
HOA
$0

Home Price

$319,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$63,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,622.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,622.47 $203.94 $0.00 $1,826.41
Yearly $19,469.67 $2,447.24 $0.00 $21,916.90
Total $584,090.08 $73,417.05 $0.00 $657,507.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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