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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10625 Front Beach Rd Unit 1905 , Panama City Beach, FL 32407
$475,000
Est. Payment: $2,624.31/mo
2 Bed
2 Bath
1146 Sqft
Status: Active | Days on site: 91
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BSA2 - B8944,B7085
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Enjoy Gulf-front living at Ocean Villa in the heart of Panama City Beach. This 2-bedroom, 2-bath condominium offers a spacious and functional layout, designed for both everyday comfort and relaxing coastal getaways. Meticulously maintained and lovingly cared for this condo is in outstanding condition. From its clean, inviting interior to its thoughtful upkeep, this residence reflects true pride of ownership and is ready for its next owner to enjoy. Ocean Villa features an impressive selection of resort-style amenities, including two swimming pools (an outdoor pool and a seasonally heated indoor pool), a spacious hot tub, a fitness center with sauna and steam room, a grilling area, high-speed elevators, covered parking, and a covered pedestrian walkway connecting the parking garage to the beachfront property. Ideally located on Front Beach Road between Richard Jackson Boulevard and Thomas Drive, Ocean Villa is just minutes from shopping, dining, entertainment, golf, and many of Panama City Beach's most popular attractions. Short-term rentals are allowed, making this an excellent opportunity for a personal beach retreat or an income-producing investment.
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Highlights

Listed by Frank Trenholm , 850-774-8944 and Tracey Neudecker , 850-630-7085 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

632 Monthly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Ocean Villa

Listing ID

791888

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$2,624
Taxes
$303
HOA
$632

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,624.31 $302.81 $632.00 $3,559.12
Yearly $31,491.68 $3,633.75 $7,584.00 $42,709.43
Total $944,750.37 $109,012.50 $227,520.00 $1,281,282.87

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS