Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

10625 Front Beach Rd Unit 1905 , Panama City Beach, FL 32407
$485,000
Est. Payment: $2,459.83/mo
2 Bed
2 Bath
1146 Sqft
Status: active | Days on site: 11
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Enjoy Gulf-front living at Ocean Villa in the heart of Panama City Beach. This 2-bedroom, 2-bath condominium offers a spacious and functional layout, designed for both everyday comfort and relaxing coastal getaways. Meticulously maintained and lovingly cared for this condo is in outstanding condition. From its clean, inviting interior to its thoughtful upkeep, this residence reflects true pride of ownership and is ready for its next owner to enjoy. Ocean Villa features an impressive selection of resort-style amenities, including two swimming pools (an outdoor pool and a seasonally heated indoor pool), a spacious hot tub, a fitness center with sauna and steam room, a grilling area, high-speed elevators, covered parking, and a covered pedestrian walkway connecting the parking garage to the beachfront property. Ideally located on Front Beach Road between Richard Jackson Boulevard and Thomas Drive, Ocean Villa is just minutes from shopping, dining, entertainment, golf, and many of Panama City Beach's most popular attractions. Short-term rentals are allowed, making this an excellent opportunity for a personal beach retreat or an income-producing investment.

Highlights

Listed by Frank Trenholm , 850-774-8944 and Tracey Neudecker , 850-630-7085 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Ocean Villa

Listing ID

791888

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$2,460
Taxes
$309
HOA
$0

Home Price

$485,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,459.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,459.83 $309.19 $0.00 $2,769.02
Yearly $29,517.94 $3,710.25 $0.00 $33,228.19
Total $885,538.26 $111,307.50 $0.00 $996,845.76

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS