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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10625 Front Beach Rd Unit 1505 , Panama City Beach, FL 32407
$550,000
Est. Payment: $2,789.50/mo
2 Bed
2 Bath
1146 Sqft
Status: active | Days on site: 99
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Looking for Luxury, Location, Unbeatable Views - then this is it! This 2-bedroom, 2-bath Gulf Front condo features an oversized balcony with stunning panoramic views + deeded outside storage next to the unit. With the balcony being so large it's perfect for entertaining friends and family or simply relaxing and watching the fabulous sunset views. Condo features all new appliances, flooring, interior painting, new countertops and backsplash, updated bathrooms, new furnishings, and more. Unwind in the master suite, which features a private balcony with gulf views. Great living area with an electric fireplace and a spacious dining room, too! The condo has never been rented but is turn-key ready! Located in the Heart of PCB, Ocean Villa boasts 2 swimming pools -outdoor and indoor heated, an oversized hot tub, grilling area, and exercise room with sauna plus steam room! The enclosed walkover ensures safety and comfort while crossing the street from the 3-story covered parking deck. Short-term rentals allowed, low HOA fees, rare extras like three elevators serving just six condos per floor, this condo is perfect for a second home, income-producing property, or both! All data and dimensions to be verified by Buyer.

Highlights

Listed by Linda B Lee , 850-319-8050 Christies International Real Estate Emerald Coast , 850-213-2800. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

632 Monthly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Ocean Villa

Listing ID

788661

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Balcony, Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$2,789
Taxes
$493
HOA
$632

Home Price

$550,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,789.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,789.50 $493.17 $632.00 $3,914.66
Yearly $33,473.95 $5,918.00 $7,584.00 $46,975.95
Total $1,004,218.64 $177,540.00 $227,520.00 $1,409,278.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS