Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
View All (44)
property photo 1
property photo 2
property photo 3
10611 Front Beach Rd Unit 802 , Panama City Beach, FL 32407
$665,000
Est. Payment: $3,674.03/mo
3 Bed
3 Bath
1322 Sqft
Status: Active | Days on site: 6
Get Pre-Qualified
EAMF - E27901
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Updated 3BR/3BA Condo, sold fully furnished with unobstructed sunset views from your SPACIOUS balcony. AC 2016. HWH 2021. Condo is absolutely beautiful. Whether looking for a new home, a vacation getaway, or a lucrative rental investment, this condo embodies the essence of coastal living. Spanning 1,322 sq. ft., this residence boasts one of the most coveted 3-bedroom floor plans on the beach. Open floorplan features 10' ceilings and crown molding. Gulf-front master suite with direct balcony access. Kitchen boasts quartz countertops, stainless-steel appliances, and extended island. The expansive almost 300 sq. ft. balcony is ideal for entertaining, dining, or simply soaking in panoramic Gulf views and breathtaking sunsets. Enjoy the convenience of covered, assigned parking adjacent to high-speed, air-conditioned elevators. The building offers a seasonally heated Gulf-front pool, a jacuzzi spa, a fitness center, and a sauna. Located in the vibrant heart of Panama City Beach, Ocean Ritz is surrounded by restaurants, shopping, and lots of entertainment options. With only 63 units in this low-density building and just 3 per floor, this fully furnished condo is ready for you to call home or add to your investment portfolio. Don't miss out on this one!!!
Show more

Highlights

Listed by Donna R Johnson , 850-890-6961 Anchor Realty Florida , 850-653-3333. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Bay

Area

27 - Bay County

 Neighborhood

Ocean Ritz

Listing ID

1013323

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Gulf,Shore - Beach
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$3,674
Taxes
$576
HOA
$0

Home Price

$665,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$133,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,674.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,674.03 $576.24 $0.00 $4,250.27
Yearly $44,088.35 $6,914.91 $0.00 $51,003.26
Total $1,322,650.52 $207,447.30 $0.00 $1,530,097.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T00:53:56.000Z

© 2026 Emerald Coast Multiple Listing Services