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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10611 Front Beach Rd Unit 1403 , Panama City Beach, FL 32407
$890,000
Est. Payment: $4,513.91/mo
4 Bed
4 Bath
1637 Sqft
Status: active | Days on site: 1117
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ALL NEW PAINTED WALLS AND CECILINGS, CASH FLOW, Ocean Ritz, this fully furnished 4-bedroom 4 full bathroom condo is the rental machine you have been waiting for. It includes two Gulf Front master bedrooms that have direct access to the oversized balcony and two additional that include their own separate bathrooms. The kitchen is fully equipped and has stainless appliances, beautiful backsplash and shiplap. The spacious floorplan sleeps 12 and has ample seating and dining space for all guests. Ocean Ritz is a low density building in the heart of Panama City Beach. It has a PARKING SPACE (39) located directly under the building.

Highlights

Listed by Mike Rylee , 850-238-6261 Beach Time Realty, Inc , 850-381-3156. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Ocean Ritz

Listing ID

742553

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:
Other:
  • Additional:Balcony, Tile Counters, Walk-In Closet(s), Home Theater

Exterior Features

Lot Dimensions:condo
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$4,514
Taxes
$662
HOA
$0

Home Price

$890,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$178,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,513.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,513.91 $662.33 $0.00 $5,176.25
Yearly $54,166.94 $7,948.00 $0.00 $62,114.94
Total $1,625,008.35 $238,440.00 $0.00 $1,863,448.35

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS