Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

2340 Grand Oaks Ln , Panama City Beach, FL 32408
$290,000
Est. Payment: $1,602.21/mo
2 Bed
1 Bath
908 Sqft
0.24 Acres
Status: Active | Days on site: 6
Get Pre-Qualified
LPA - BD494,B10827
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

You don't see this style often! This one-of-a-kind Florida cottage has been recently remodeled inside and is ready for you to move in, rent out, or escape to on the weekends. The 2-bedroom, 1-bath layout feels bright and welcoming, and when you open the front French doors, the Gulf breeze flows right through the home. Wraparound porches give you plenty of space to relax with your morning coffee or unwind after a day at the beach, and the rocking chairs convey! Outside, the oversized quarter-acre lot (75 x 145) offers room to spread out, with a fully fenced back yard shaded by mature trees, including a beautiful sycamore. A covered carport for two vehicles, a storage shed for beach gear and tools, and extra space to park the boat or trailer make this property as practical as it is charming. With no HOA and short-term rentals allowed, it's an excellent fit for a vacation rental, second home, or full-time coastal living. Just minutes to the beach, St. Andrews State Park, restaurants, and shopping. Vacant and ready for immediate occupancy. Schedule your showing today!

Highlights

Listed by Nathan Lawrence , 850-783-2302 and Tyler S Smith , 850-818-9004 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

Year Built

1986

County

Bay

Area

03 - Bay County - Beach

Neighborhood

North Lagoon Oaks 7th Add

Listing ID

795948

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:75 x 145
Zoning:Resid Single Family
Roof:Shake
Others:
  • ▪ Additional:Covered Patio
Principal Interest
$1,602
Taxes
$197

Home Price

$290,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,602.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,602.21 $196.60 $0.00 $1,798.80
Yearly $19,226.50 $2,359.14 $0.00 $21,585.64
Total $576,794.96 $70,774.20 $0.00 $647,569.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS