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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8821 Laird St , Panama City Beach, FL 32408
$400,000
Est. Payment: $2,209.94/mo
3 Bed
2 Bath
1615 Sqft
0.22 Acres
Status: Pending | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Location is a standout feature of this Panama City Beach home, ideally situated on the East End near the sugar-white sands and emerald waters of the Gulf of Mexico. This 3-bedroom, 2-bath home features a 2-car garage, fenced backyard, screened porch and outdoor patio with beautiful pergola and all just minutes from the beach, dining, shopping and some of the area's most popular attractions. Inside, granite countertops, stainless steel appliances and wood-look tile flooring create an inviting setting for everyday living. The primary suite includes a walk-in closet, while the screened porch and backyard patio offer additional space to relax, grill or gather after a day at the beach. The surrounding area offers plenty to explore. Nearby St. Andrews State Park is a favorite for swimming, snorkeling, kayaking, fishing and enjoying beautiful stretches of shoreline along both the Gulf and Grand Lagoon. Spend a day exploring Shell Island, known for its clear water, natural beaches and wildlife, or take advantage of the many boating and fishing opportunities throughout the Grand Lagoon area. Local marinas, fishing charters, dolphin tours, waterfront restaurants & water activities are all nearby. Some furnishings are negotiable. Panama City Beach also offers an abundance of restaurants, shopping, miniature golf, family attractions & entertainment, making it easy to enjoy a different adventure every day. With no HOA and short-term rentals allowed, this property offers flexibility as a primary residence, beach getaway or investment opportunity

Highlights

Listed by Wheeler Sauls Collective , 850-630-8377 Salty Marlin Realty , 850-615-2406. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

Year Built

2016

County

Bay

Area

27 - Bay County

Neighborhood

No Recorded Subdivision

Listing ID

1011818

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Washer
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Lighting Recessed, Pantry, Split Bedroom

Exterior Features

Lot Dimensions:65x147
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Patio Covered, Patio Open, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,210
Taxes
$383

Home Price

$400,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,209.94 $383.36 $0.00 $2,593.30
Yearly $26,519.31 $4,600.33 $0.00 $31,119.64
Total $795,579.26 $138,009.90 $0.00 $933,589.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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