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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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171 Heather Dr , Panama City Beach, FL 32413
$189,900
Est. Payment: $963.04/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 150
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Build your coastal vision just minutes from Panama City Beach. Versatile vacant property offering the option to use as two individual lots or one larger homesite, located just minutes from Panama City International Airport and Panama City Beach. The property features paved road access, utilities nearby, and is located outside of a flood zone, making it well suited for a variety of residential building plans. Conveniently situated near Pier Park, Top Golf, shopping, dining, and public beach access, this location provides excellent accessibility while remaining in a growing residential area with both established and newer homes. Whether you are a builder, investor, or end user looking for flexibility, this property offers multiple development possibilities and presents strong potential in a high-demand coastal market. Enjoy quick access to sugar-white beaches, boating, fishing, and year-round outdoor recreation with no HOA. Buyer to verify zoning, lot configuration, utilities, and building requirements.

Highlights

Listed by Shaunnah Whitely , 850-381-1663 and Deborah Rush , 850-527-2980 Realty One Group Emerald Coast , 850-238-8338. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.26

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

783050

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:112x139
Zoning:Resid Single Family
Principal Interest
$963
Taxes
$108

Home Price

$189,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$37,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$963.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $963.04 $107.50 $0.00 $1,070.54
Yearly $11,556.44 $1,290.00 $0.00 $12,846.44
Total $346,693.30 $38,700.00 $0.00 $385,393.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS