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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9614 Beach Boulevard E , Panama City Beach, FL 32408
$1,600,000
Est. Payment: $8,114.90/mo
3 Bed
4 Bath
1902 Sqft
Status: active | Days on site: 182
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy breathtaking Gulf views from this beautifully maintained adorable end unit gulf-front townhome located in the heart of Panama City Beach. Completely re-built from inside out. NO HOA! Sleeps 13 and could sleep more. Right next to beach access 26 in a very quite area off of Thomas Drive. This updated 3 bedroom and 4 full bathroom residence offers an unbeatable combination of beachfront living and convenience—step outside and you're just footsteps from the sugar-white sand and emerald waters. 2 King Master Suites, one with it's own private gulf front balcony! Featuring a bright coastal exterior and an inviting layout, this townhome offers comfortable living spaces and ample natural light. An updated kitchen with quartz countertops, offering both style and durability for everyday living or entertaining. The primary suite is located on the second floor and features a private balcony with panoramic gulf front beach views, elevated ceilings, and an en-suite bath with a walk-in shower. The second and third bedroom also features a private en-suite bath, providing convenience for additional guests or family members. This Gulf-front property offers excellent potential for short-term rental income due to its desirable location and layout. Property is conveniently located near all the main attractions in Panama City Beach. Reframed exterior west wall with two by fours, exterior cinder blocks, stucco and concrete board, new windows throughout hurricane rated and Miami Dade turtle rated. All new tile flooring throughout, shiplap, light fixtures, new wiring, cabinets, appliances, quartz and granite, new bathrooms, walls, ceilings, HVAC 2 years, Pollywood outdoor furniture, new stairs, custom built cedar garage doors, Roof is after Michael and Rubber Seamless, 8'' double firewall, 5/8'' sheetrock, Converted Garage can be used as non-conforming 4th bedroom. Information deemed accurate but verify. . Home has been used as a second home only!

Highlights

Listed by Kelly R Zarda , 850-532-8456 Emerald Coast Real Estate & Vacations LLC , 850-290-2355. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

781910

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Interior Steps, Shower Only, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:16x118
Zoning:Resid Single Family, Resort
Others:
  • Additional:Deck, Outdoor Shower, Porch
Sewer:Public Sewer
Principal Interest
$8,115
Taxes
$613

Home Price

$1,600,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$320,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,114.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,114.90 $613.33 $0.00 $8,728.23
Yearly $97,378.78 $7,360.00 $0.00 $104,738.78
Total $2,921,363.32 $220,800.00 $0.00 $3,142,163.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS