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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8811 N Lagoon Dr , Panama City Beach, FL 32408
$1,750,000
Est. Payment: $9,668.50/mo
3 Bed
3 Bath
2400 Sqft
0.63 Acres
Status: Active | Days on site: 6
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BSGC - B12685
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Harrison Lilly Team
Owner/Operator

House Description

**Waterfront Boater's Paradise on North Lagoon!** Built in 2021, this beautifully appointed modular Affinity Homes Kingfisher model offers exceptional waterfront living on a notably generous 0.63-acre lot along North Lagoon. The home is being offered fully furnished with tasteful, carefully selected furniture, allowing the next owner to enjoy this exceptional waterfront property from day one. The expansive lot provides an abundance of outdoor space and is exceptionally spacious compared to many properties along North Lagoon. Designed for both everyday comfort and effortless entertaining, this two-story home features an elevator providing convenient access to the entire first floor. The open-concept main level seamlessly connects the living room, dining room, and kitchen, creating an inviting space for gathering. The living room features an electric fireplace and two sets of sliding glass doors that open to a balcony overlooking the lagoon. The kitchen offers electric stainless-steel appliances, granite countertops, and a large island. A first-floor bedroom with a unique hidden panel leading to additional storage, along with a full bathroom and laundry room, adds versatility and convenience to the main level. Upstairs, you'll find two additional bedrooms and two full bathrooms, including a spacious primary suite designed as a private retreat. The primary bedroom features an electric fireplace, comfortable sitting area, and two sets of sliding glass doors opening to a private balcony overlooking the lagoon. The primary bathroom offers a relaxing soaking tub and double vanity. Outside, the property truly shines with an in-ground saltwater pool featuring a sun shelf, professional landscaping, sprinkler system, and expansive outdoor spaces designed for entertaining. The covered backyard patio provides the perfect setting for outdoor dining, relaxing, and entertaining guests, with convenient direct access to the garage through an exterior door. A gravel path leads from the pool area to the dock and boathouse, where boating enthusiasts will appreciate the 16,000-pound boat lift and two floating jet ski slips. Additional features include a two-car garage with ample storage, electric gate, and fully fenced yard. With its exceptionally generous 0.63-acre lot, direct waterfront access, outstanding boating amenities, private pool, covered entertaining area, multiple balconies overlooking the lagoon, and thoughtfully designed living spaces, this exceptional North Lagoon property offers an incredible opportunity to embrace the ultimate waterfront lifestyle.

Highlights

Listed by Macie C Johnson , 850-768-4713 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.63

Year Built

2021

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

796039

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Double Vanity, Fireplace, Interior Steps, Bath in Primary Bedroom, Sitting Area in Primary, Soaking Tub, Smart Thermostat, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:149.0 ft x 243.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Boat Lift, Boat Slip, Deck, Dock, Patio
Sewer:Public Sewer
Parking Features:Electric Gate,Garage,Garage Door Opener,Gated
Principal Interest
$9,668
Taxes
$798

Home Price

$1,750,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$350,000
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Monthly Price:
$9,668.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,668.50 $797.99 $0.00 $10,466.49
Yearly $116,021.98 $9,575.91 $0.00 $125,597.89
Total $3,480,659.26 $287,277.30 $0.00 $3,767,936.56

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS