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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8600 Front Beach Rd , Panama City Beach, FL 32407
$449,999
Est. Payment: $2,282.31/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 246
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Premier Front Beach Road commercial site located inside Panama City Beach city limits and within the Front Beach Overlay (FBO) — offering exceptional visibility, excellent ingress/egress, and approximately 29,000 vehicles per day in daily traffic exposure. This property is ideally suited for office, medical, or showroom/office development, combining high visibility with flexible commercial zoning. The City's commercial standards provide a very workable development envelope, supporting up to 65 feet of height (district-specific) with 25-foot front, 5-foot side, and 10-foot rear setbacks. Side and rear setbacks increment modestly with additional stories, enabling efficient site coverage and multi-level construction options. Maximum impervious coverage of up to 85% allows for generous parking fields and building footprints while maintaining stormwater compliance. Photograph rendering is 3,300 SF Medical Office Plans include: Building shell: 55' × 60' (rectangular, centered entry) Style: modern stucco exterior (white with dark brown trim) Ceilings: 9' Corridors: 6' wide ADA compliant Front entry: centered glass double door Rear exit: staff/service door Exam room doors: inward swinging Front / Public Waiting (8-10 seats) + Open Reception Counter + Nurse Window to Waiting Centered entrance, symmetrical Clinical Core includes: 6 Exam Rooms (10'×12' each, inward doors) + Nurse/Admin Station + Clean & Soiled Rooms 2 Provider Offices (10'×12' each) + Breakroom + Storage + IT/Mechanical + 2 ADA Restrooms (1 public, 1 staff) Parking ratios are favorable, with professional and medical offices parking at 3.33 spaces per 1,000 square feet, making site design and tenant planning straightforward. Utilities, including water, sewer, and electric, are available along the corridor, and the City's Utilities Department offers a clear, streamlined process for impact-fee calculation and service availability. Stormwater management may be achieved through on-site exfiltration or underground detention, depending on soils and design, to maximize useable site area. Located within the Front Beach Overlay, the property benefits from enhanced design standards promoting architectural quality, pedestrian connectivity, and visual appeal. The overlay encourages upgraded façades, landscaped buffers, monument signage, and optional frontage types such as arcades, stoops, galleries, or storefronts, elevating the overall aesthetic and marketability of new construction. Buyers and developers are encouraged to verify the exact zoning classification and Front Beach Overlay sub-district through the City's interactive zoning map to confirm development standards, height allowances, and frontage requirements. The property's zoning flexibility, high traffic exposure, and utility access make it an exceptional opportunity for a build-to-suit owner-user, investment office project, or medical facility. Bring your architect and civil engineer—this site is ready for a high-profile commercial build with solid code support, premium frontage, and exceptional visibility in one of Panama City Beach's most sought-after growth corridors. The rendering is only to show the size and layout of a building on the property based off Bay County setbacks and ADA requirements. The listing is for vacant land only.

Highlights

Listed by Beth Mulvey , 256-566-5482 Beach House Sales and Development , 256-566-5482. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.27

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

781226

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Zoning:Resid Multi-Family, General Commercial, Business
Principal Interest
$2,282
Taxes
$287

Home Price

$449,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,282.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,282.31 $286.87 $0.00 $2,569.18
Yearly $27,387.72 $3,442.49 $0.00 $30,830.21
Total $821,631.61 $103,274.77 $0.00 $924,906.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS