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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8516 Laird St , Panama City Beach, FL 32408
$295,000
Est. Payment: $1,496.18/mo
3 Bed
2 Bath
1266 Sqft
Status: active with contingency | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS The saying goes...'' Life Is Better At The Beach''. With this charming 3 bedroom/ 2 Bath home how could it be anything but. High ceilings in the family room open up this area allowing sunlight to come in & brighten up the space. This home has a comfortable and functional lay out with many special touches throughout including a gorgeous electric fireplace. A 2-car garage for your cars, golf cart and beach toys. The Beach is only 1.5 miles away & there are plenty of stops you can make on the way for shopping, entertainment & dining. The outdoor area of this home feels like a private sanctuary and offers a lot of flexibility for entertainment. A secondary outbuilding/workshop that measures 11x23 allows for infinite possibilities for use. There is also a shed for storage and if you fancy a new hobby there is even a chicken coop! 🐔 BYOC (Bring your own chickens :) ). The price of this home makes beach living very affordable. No HOA, so no extra fees. The roof is only 8 years old, the air conditioning system was replaced in 2021, and the hot water heater was installed in 2017. Location, Layout, Charm & Price makes this home a winner!

Highlights

Listed by Sharon M DeLaney , 850-867-6915 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

Year Built

1999

County

Bay

Area

03 - Bay County - Beach

Neighborhood

No Named Subdivision

Listing ID

792761

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Main Level Primary, Tub Shower, Walk-In Closet(s), Workshop

Exterior Features

Lot Dimensions:81.0 ft x 100.0 ft
Roof:Metal
Others:
  • Additional:Deck
Sewer:Public Sewer
Principal Interest
$1,496
Taxes
$188

Home Price

$295,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,496.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,496.18 $188.06 $0.00 $1,684.25
Yearly $17,954.21 $2,256.75 $0.00 $20,210.96
Total $538,626.36 $67,702.50 $0.00 $606,328.86

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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